Business Details
Emergency
services
Trusted Insurance Solutions for Working Families
Union Insurance has been dedicated to providing working families with accessible financial protection solutions since its establishment. As a trading name of Union Income Benefit Holdings Ltd, we specialise in distributing non-investment insurance products regulated by the Financial Conduct Authority (FCA), ensuring compliance with rigorous industry standards. Our commitment to service excellence is demonstrated through clear product information, transparent fee structures, and a customer-centric approach that encourages open communication. With over two decades of experience since achieving Investors in People accreditation in 2002, we have supported 2.5 million trade union members through tailored insurance policies designed to mitigate financial risks from life traumas.Our expertise extends to offering 45 million in claims over 20 years, alongside innovative benefits like UnionRewards shopping discounts and prepaid card cashback deals. We maintain authoritativeness through FCA regulation (registration number 307575) and demonstrate trustworthiness via guaranteed acceptance policies and flexible financial support options for customers facing hardship.
Services
Life Insurance
Accident Protection
Health Cash Plans
Income Protection
Travel Insurance
50+ Accident Plans
Highlights and features
- Regulated by the Financial Conduct Authority for consumer protection
- Recognised by Investors in People since 2002 for staff development
- Provided 45 million in claims over the past 20 years
- 2.5 million trade union members supported through insurance coverage
- Offer guaranteed acceptance insurance policies with fixed premiums
Associations and certifications
- Financial Conduct Authority
- Investors in People
What people say
Highest possible standards of service
Clear information about products
Would recommend to anybody
Services
Life Insurance
Our Life Insurance provides financial protection for loved ones through a cash lump sum payment upon the policyholder's death. This helps cover funeral costs, outstanding debts, and ongoing household expenses. With guaranteed acceptance and fixed premiums, our policies offer peace of mind for UK residents seeking to protect their family's financial future.
Accident Protection
Accident Protection offers financial security in case of accidental injury or death. Our policies provide cash payouts for medical expenses, lost income, and family support. With options including daily hospital cash benefits and up to 150,000 coverage, we help mitigate financial risks from unexpected accidents while maintaining simple application processes with no medical questions.
Health Cash Plans
Health Cash Plans reimburse policyholders for routine healthcare expenses including dental treatments, optical care, and physiotherapy. Offering up to 100% cashback on eligible treatments, these plans make essential healthcare more affordable. With straightforward claims processes and no medical underwriting requirements, our health cash plans support proactive healthcare management for UK residents.
Income Protection
Income Protection provides monthly financial support when illness or injury prevents work. Our policies cover essential living expenses during recovery periods, helping maintain financial stability. With coverage for both short-term and long-term absences, we ensure policyholders can focus on recovery without financial stress, offering comprehensive protection against income loss.
Travel Insurance
Travel Insurance offers comprehensive protection for UK residents' holidays, covering medical emergencies, trip cancellations, and lost belongings. Our policies accommodate pre-existing medical conditions and provide 24/7 assistance during travel. With flexible coverage options for single trips and annual multi-trip policies, we ensure peace of mind for domestic and international travel adventures.
Questions
What insurance products do you offer?
We provide life insurance, accident protection, health cash plans, income protection, and travel insurance tailored for working families' needs.
Can I get insurance with pre-existing conditions?
Yes, many of our policies offer guaranteed acceptance without medical questions, including our 50+ accident protection plans.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority (registration number 307575).
Do you offer discounts for union members?
Yes, we provide exclusive benefits including UnionRewards shopping discounts and prepaid card cashback deals for union members.
What support is available during financial hardship?
We offer flexible solutions like payment deferrals or cover adjustments to assist customers facing temporary financial difficulties.
