Business Details
Trusted Mortgage & Financial Advisers in Blyth
Summers Financial Services is a dedicated mortgage brokerage and financial advisory firm with over four decades of combined experience in the property and financial sectors. Founded by Ian and Clare Summers, our business operates with a commitment to impartiality, offering tailored solutions to meet individual client needs. We hold full CEmap and FPC qualifications, ensuring professional standards in mortgage and financial advice. Our services span the entire UK mortgage market, including first-time buyer schemes, remortgaging, buy-to-let properties, and commercial mortgages. We also provide life assurance, income protection, and building insurance, alongside specialist guidance for adverse credit scenarios.Our team prioritises transparency, avoiding jargon to ensure clients fully understand their options. With a reputation built on trust and efficiency, we offer flexible consultations via phone, email, or in-person at our Blyth office. Our 40-year industry expertise enables us to secure competitive deals without charging client fees, relying instead on lender commissions. We maintain regulatory compliance through our Financial Conduct Authority authorisation (number 780042) and focus on long-term client relationships. Our approach combines local market knowledge with national market access, ensuring clients receive both personalised service and comprehensive financial solutions.
Services
Mortgages
Life Insurance
Income Protection
Buildings Insurance
Secured Loans
Highlights and features
- We offer impartial mortgage advice with no client fees.
- Our team holds CEmap and FPC professional qualifications.
- We have over 40 years of combined experience in financial services.
- We provide flexible consultations including evenings and weekends.
- We are authorised and regulated by the Financial Conduct Authority.
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic service
Amazing service
Top notch service
Efficient and hassle free
Highly recommended
Services
Mortgages
We provide whole-of-market mortgage solutions tailored to individual circumstances. Our services include first-time buyer mortgages, remortgaging, buy-to-let properties, and commercial mortgages. With access to lenders across the UK market, we help clients secure competitive rates while explaining all options clearly and transparently.
Life Insurance
Our life insurance policies provide financial protection for dependants in the event of death. We offer tailored solutions that can be structured to cover mortgage balances or provide lump sum payments. Policies are available through multiple insurers to ensure appropriate coverage at competitive rates.
Income Protection
Income protection insurance replaces a portion of your income if you're unable to work due to illness or accident. We design policies to meet individual needs, ensuring mortgage payments and living expenses remain covered during periods of incapacity. Coverage terms and payment percentages are customisable.
Buildings Insurance
Buildings insurance protects the structure of your home against damage from events like fire, flooding, or subsidence. As a mortgage requirement, we help clients secure comprehensive coverage that meets lender specifications while offering additional protections through selected insurers.
Secured Loans
Secured loans use property equity as collateral to access larger borrowing amounts. We advise on responsible lending practices, ensuring clients understand the risks involved. These loans can be used for home improvements, debt consolidation, or other significant expenditures.
People
Ian Summers
Founder
Ian Summers has over 20 years' experience in financial services, holding CEmap and FPC qualifications. He specialises in mortgage advisory work and has helped thousands of clients secure property financing. His expertise includes complex cases involving adverse credit histories.
Clare Summers
Co-Founder
Clare Summers brings extensive mortgage market knowledge and client relationship management skills. With nearly 20 years in the industry, she focuses on first-time buyer schemes and insurance products. Her approach ensures clients receive comprehensive financial solutions tailored to their circumstances.
Questions
Do you charge fees for mortgage advice?
No, we receive commission from lenders so can provide mortgage advice without charging client fees.
Are your services regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority (number 780042).
Can you help with first-time buyer mortgages?
Yes, we specialise in first-time buyer schemes and have helped many clients secure their initial properties.
Do you offer insurance products?
Yes, we provide life insurance, income protection, and building insurance alongside mortgage services.
What areas do you cover?
We operate nationally with particular expertise in the North-East mortgage market.
Can I get advice outside regular hours?
Yes, we offer flexible appointments including evenings and weekends to accommodate client schedules.
