Business Details
31 Years
experience
Expert Financial Advisers in Shoreham-by-Sea
Pembroke Financial has provided independent financial advice for over three decades, combining traditional values with innovative solutions. Our team of Chartered Financial Planners delivers impartial, client-focused guidance tailored to individual life goals and financial circumstances. With expertise in pension management, investment strategies, and tax planning, we prioritise transparency, ethical practices, and long-term client relationships. Backed by the Cow Corner Group, our regulatory compliance and Trading Standards accreditation ensure financial security and trust.Through discretionary investment management, we steward over 1.13 billion in client assets, consistently adapting to market changes while maintaining personal service. Our community involvement and client testimonials reflect our commitment to excellence in financial planning across life stages, from career beginnings to retirement strategies.
Services
Financial Planning
Pensions Advice
Mortgage Advice
Tax Planning
Investment Management
Wealth Protection
Retirement Strategies
Estate Planning
Risk Assessment
Discretionary Management
Details
- Year established: 1995
Highlights and features
- Over 30 years of experience in financial advisory services
- Advisers qualified to Chartered Financial Planner status
- Transparent, impartial financial guidance methodology
- Backed by the Cow Corner Group financial security
Associations and certifications
- Financial Conduct Authority
- Trading Standards 'Buy with Confidence' scheme
What people say
Fantastic experience with Seb Lewis
Splendid advice and attention
Efficient and friendly team
Knowledgeable and patient advisors
Protected investments during market changes
Services
Financial Planning
We create tailored financial roadmaps addressing individual life goals across all wealth brackets. Our holistic approach considers current assets, future aspirations, and risk tolerance levels. Through regular reviews and market-adaptive strategies, we ensure clients maintain financial security while maximising growth opportunities.
Pensions Advice
Specialising in all pension types, we optimise retirement outcomes through strategic fund consolidation and tax-efficient withdrawals. Our experts navigate complex regulations to maximise income while minimising liabilities. We provide clear guidance on drawdown options and annuity choices for secure post-retirement finances.
Mortgage Advice
Our whole-of-market mortgage advice covers residential and buy-to-let requirements. We assess clients' financial positions to identify optimal deals across repayment types and lenders. Ongoing support includes remortgaging strategies and navigating complex lending criteria for unique property situations.
Tax Planning
We implement legal tax mitigation strategies across inheritance, capital gains, and income tax frameworks. Our proactive approach combines investment structuring with estate planning to preserve wealth across generations while ensuring HMRC compliance.
Investment Management
Our discretionary investment service tailors portfolios to individual risk profiles while maintaining diversification across asset classes. Regular performance monitoring and strategic rebalancing respond to market shifts. Clients benefit from transparent reporting and access to ethical investment options.
People
Seb Lewis
Financial Adviser
Chartered Financial Planner specialising in comprehensive wealth management, with particular expertise in pension consolidation and ethical investment strategies for high-net-worth clients.
Paul Grennan
Mortgage Consultant
Award-winning mortgage specialist renowned for navigating complex residential and buy-to-let transactions, particularly in challenging property markets and unusual dwelling types.
Julie Ward
Investment Manager
Experienced portfolio manager with particular strength in risk-adjusted asset allocation, consistently delivering above-market returns while maintaining client-specific investment mandates.
Karla Smith
Senior Financial Planner
Specialist in intergenerational wealth transfer, combining tax planning expertise with estate structuring solutions to preserve family assets across multiple jurisdictions.
Ken Ozanne
Corporate Finance Director
Business succession planning expert with extensive experience guiding SME owners through complex financial transitions and retirement exit strategies.
Questions
What financial services does Pembroke offer?
We provide comprehensive financial planning, pensions advice, mortgage guidance, tax planning, investment management, and wealth protection services tailored to individual client needs.
How are Pembroke's financial advisors qualified?
Our advisers hold Chartered Financial Planner status, with ongoing professional development ensuring up-to-date market knowledge and regulatory compliance.
What areas do Pembroke serve?
We operate from five offices across Sussex and Surrey, serving clients in Shoreham-by-Sea, Haywards Heath, Brighton, Horsham, and Godalming.
How is Pembroke regulated?
We're authorised and regulated by the Financial Conduct Authority (FCA no. 228341) and accredited by Trading Standards 'Buy with Confidence' scheme.
What investment options exist with Pembroke?
We offer discretionary investment management across diverse portfolios, including ethical investments, with risk profiling ensuring suitable asset allocation.
How does Pembroke handle pension transfers?
We specialise in pension consolidation and transfers, providing detailed risk analysis and cash flow projections to ensure secure retirement planning.
