Business Details
41 Years
experience
Chartered Financial Planning Experts in Devon
Established in 1985, Philip J Milton has built a reputation as a trusted provider of independent financial planning and wealth management services. Incorporated as a public limited company in 1996, we operate from a Grade 2 listed property in Barnstaple, Devon, serving individuals, companies, trusts, and charities. Our team of Chartered Financial Planners holds three of the industry's most prestigious individual accreditations, reflecting our commitment to professionalism and ethical practice. We offer comprehensive services including financial planning, discretionary wealth management, retirement planning, mortgages, probate administration, and business financial planning, supported by in-house taxation and accountancy expertise.Recognised as a Corporate Chartered Firm by the Chartered Insurance Institute since 2018, we maintain rigorous standards of professional practice while delivering tailored solutions that prioritise client needs. Our approach combines technical expertise with personal service, ensuring clients receive both strategic guidance and compassionate support through life's financial transitions.
Services
Financial Planning
Wealth Management
Retirement Planning
Probate Services
Tax Advisory
Mortgage Advice
Estate Planning
Investment Management
Business Financial Planning
LPOA Services
Details
- Year established: 1985
Highlights and features
- Awarded Corporate Chartered Firm status by the Chartered Insurance Institute
- Three directors hold individual Chartered Financial Planner accreditations
- Personalised investment strategies with complimentary annual review service
- Competitive pricing structure with transparent fee disclosure
- Integrated financial planning combining wealth management and tax expertise
Associations and certifications
- Chartered Insurance Institute (CII)
What people say
Peace of mind
Act in my best interests
Made probate process easy
Efficient assistance
Helpful during difficult times
Services
Financial Planning
Our financial planning service creates tailored strategies addressing pensions, investments, tax efficiency, and retirement goals. We work with clients to develop comprehensive plans that adapt to changing life circumstances while maintaining regulatory compliance. The service combines technical expertise with personal guidance to help clients achieve their financial objectives through structured, evidence-based approaches.
Probate Administration
Specialist probate services manage estate administration with transparent time-based fees rather than percentage charges. Our team handles HMRC interactions, asset distribution, and legal requirements while providing compassionate support during difficult times. We offer cost-effective solutions that maintain professional standards throughout the estate settlement process.
Discretionary Wealth Management
Professional investment management creates personalised portfolios aligned with client objectives, risk profiles, and time horizons. Our discretionary service includes regular reviews and strategic adjustments while maintaining transparent reporting. The approach combines market expertise with ongoing portfolio optimisation to deliver long-term wealth growth and income generation.
Retirement Planning
Comprehensive retirement planning covers pension consolidation, tax-efficient withdrawals, and income strategies. We help clients navigate options at retirement while considering inheritance tax implications and lifestyle requirements. The service integrates investment management with regulatory compliance to ensure sustainable income throughout retirement years.
Tax Advisory
Our tax advisory service identifies legitimate opportunities for tax reduction across personal and business finances. Covering capital gains, inheritance tax, and corporate taxation, we provide strategic planning that maintains compliance while optimising financial outcomes. The service includes preparation of tax returns and ongoing planning advice.
People
Philip J Milton
Managing Director
With over 35 years in financial services, Philip established the firm in 1985 and maintains active client relationships while overseeing strategic direction. His expertise spans investment management and estate planning.
Scott W J Pickard
Director
Scott specialises in complex financial planning solutions, particularly for high-net-worth clients. He contributes technical expertise to the firm's investment strategies and client advisory services.
Helen Milton
Director
Helen brings extensive experience in business financial planning and corporate taxation. As co-director, she focuses on developing commercial client services and maintaining regulatory compliance.
Felix J Milton
Chartered Financial Planner
Felix provides investment management services with technical expertise in discretionary portfolios. He combines practical experience with professional qualifications to deliver tailored wealth solutions.
Sandra Bright
Director
Sandra oversees the firm's probate and estate administration services. Her focus on compassionate client support has helped establish this as a key service area for the company.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering pensions, investments, tax efficiency, and retirement strategies tailored to individual circumstances.
Are your financial advisers qualified?
All three directors hold Chartered Financial Planner status, representing the industry's highest professional accreditation.
How are your investment management fees structured?
Our fees include a complimentary annual review with transparent pricing that covers both expertise and investment opportunities.
Do you offer probate administration services?
Yes, our specialist department handles estate administration with time-based charges rather than percentage-based fees.
What makes you different from other financial advisers?
We combine Chartered professional standards with integrated tax expertise and a commitment to long-term client relationships.
