Business Details
27 Years
experience
Your Trusted Independent Mortgage Broker in Exmouth
Established over 26 years ago in Exmouth, Devon, we are independent mortgage brokers dedicated to providing impartial, high-quality mortgage advice tailored to individual client needs. Our expertise spans first-time buyer mortgages, buy-to-let properties, remortgaging, and complex commercial funding cases, supported by access to a comprehensive range of mortgage products across the market. With a team combining decades of financial services experience, including former banking professionals and technical specialists, we prioritise client satisfaction through transparent communication and efficient service delivery.Our FCA-authorised status ensures adherence to rigorous regulatory standards, while our nationwide reach enables us to assist clients beyond Devon. Committed to continuous improvement, we maintain partnerships with major lenders and utilise advanced tools to streamline the mortgage process, ensuring competitive rates and personalised solutions for every client.
Services
Mortgage Advice
First Time Buyers
Buy To Let
Remortgages
Home Movers
Details
- Year established: 1999
Highlights and features
- We offer 26+ years of mortgage industry experience with FCA-authorised expertise
- Our team includes specialists in complex cases like commercial funding and help-to-buy schemes
- We provide access to mortgage products from across the entire market
- Our nationwide service combines local knowledge with national reach
- We maintain transparent processes with no hidden fees or obligations
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We provide comprehensive mortgage advice tailored to individual circumstances. Our FCA-regulated advisors assess clients' financial situations and property goals to recommend suitable mortgage products. With access to over 90 lenders, we help clients navigate complex mortgage markets while explaining all associated risks and commitments clearly.
First Time Buyers
Specialist support for first-time homebuyers navigating the mortgage process. We explain government schemes like Help-to-Buy, assist with affordability assessments, and simplify legal requirements. Our advisors help clients secure competitive rates while ensuring they understand all aspects of homeownership responsibilities and financial commitments.
Buy To Let
Tailored mortgage solutions for property investors. We advise on portfolio management, tax-efficient structures, and financing options for multiple properties. Our expertise includes commercial buy-to-let products, holiday lets, and HMO financing, with detailed cashflow analysis to ensure investment viability and regulatory compliance.
Remortgages
We help homeowners review existing mortgage arrangements and identify better deals. Our service includes penalty calculations, new rate comparisons, and assistance with switching providers. We specialise in remortgaging for debt consolidation, home improvements, and releasing equity while ensuring clients understand all associated costs and benefits.
Commercial Funding
Expert financing solutions for commercial property transactions. We arrange funding for retail units, office spaces, and mixed-use developments. Our services include bridging finance, development loans, and investment property financing, with specialist knowledge of lenders' criteria for complex commercial cases and self-employed applicants.
People
Jeff
Director & Founder
With over 30 years in financial services, Jeff established Mortgage Help after senior roles at major banks. He specialises in complex commercial funding cases and has arranged financing for diverse properties including luxury apartments and commercial developments.
Stuart
Co-Director & Advisor
Stuart brings extensive experience from bancassurance and previous roles at major mortgage brokers. He focuses on first-time buyers, help-to-buy schemes, and buy-to-let mortgages, combining technical expertise with client-focused advice.
Tracy
Operations Manager
Tracy oversees daily operations and client administration. With prior experience as a mortgage advisor and finance manager, she ensures smooth service delivery while managing client communications and office management processes efficiently.
Questions
What mortgage services do you offer?
We provide advice on residential mortgages, buy-to-let properties, remortgaging, first-time buyer schemes, and commercial property financing across the UK.
How do you help clients find the right mortgage?
We assess your financial situation and requirements, then match you with suitable products from our panel of 90+ lenders using specialist comparison tools.
Are your services available outside Devon?
Yes, while based in Exmouth, we operate nationwide and assist clients throughout the UK with their mortgage needs.
What makes your mortgage advice impartial?
As independent brokers, we have access to the whole market and receive no incentives from lenders, ensuring objective recommendations.
How much does your mortgage advice cost?
Our initial consultation is free with no obligation. We charge a transparent fee for completed mortgage arrangements, clearly explained upfront.
