Business Details
Your Trusted Mortgage Advisers in Thirsk
1st Mortgage Services is a non-judgemental, client-focused mortgage and insurance brokerage operating from Thirsk, North Yorkshire. With established relationships with over 65 lenders, we specialise in providing tailored mortgage solutions for diverse client needs across the UK. Our team of experienced advisers prioritises individual requirements, offering comprehensive support throughout the mortgage journey while maintaining FCA-authorised standards.We combine industry expertise with personalised service, ensuring clients receive suitable financial products aligned with their circumstances. Our commitment extends to ongoing client education through accessible resources and transparent communication.
Services
Mortgage Advice
Remortgaging
First Time Buyer Support
Insurance Services
Buy to Let Mortgages
Highlights and features
- Access to mortgage products from 65+ lenders
- Fully tailored mortgage solutions for individual needs
- FCA-regulated mortgage and insurance advisory services
- Proven track record with first-time buyers and complex cases
- Dedicated client support throughout the mortgage journey
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Extremely helpful
Smooth process
Professional service
Quick responses
Stress-free experience
Services
Mortgage Advice
Our expert mortgage advisers provide comprehensive guidance tailored to individual financial circumstances. We assess client requirements and match them with suitable products from our network of 65+ lenders. With specialist knowledge across first-time purchases, remortgaging, buy-to-let, and adverse credit scenarios, we deliver solutions that meet both immediate needs and long-term financial goals.
Remortgaging
We simplify the remortgaging process by identifying better rates and terms for clients. Our team manages all aspects from initial assessment to completion, ensuring minimal disruption while maximising financial benefits. With established lender relationships, we secure competitive deals and handle all paperwork efficiently, providing ongoing support throughout the transition process.
First Time Buyer Support
Specialised assistance for first-time property purchasers navigating the home buying journey. We explain mortgage options clearly, help with affordability assessments, and provide step-by-step guidance. Our service includes access to exclusive deals and comprehensive support with all documentation, making the transition to homeownership straightforward and stress-free for new buyers.
Insurance Services
Comprehensive insurance advisory covering life, critical illness, income protection, and property insurance. Our qualified advisers assess individual protection needs and recommend suitable policies that align with mortgage requirements. We ensure clients understand their coverage options while providing ongoing support for policy management and claims assistance when needed.
Buy to Let Mortgages
Specialist mortgage solutions for property investors seeking buy-to-let financing. We connect clients with lenders offering competitive investment mortgage products, providing detailed market analysis and income projection assessments. Our service includes portfolio management advice and ongoing support for landlords seeking to expand or optimise their property investments.
People
Julie Gilbert
Principal Adviser
With over 30 years' experience in financial services, Julie leads our mortgage advisory team. She specialises in matching complex client needs with suitable mortgage solutions, leveraging extensive industry knowledge and lender relationships to deliver tailored advice.
Pamela Atkinson
Senior Mortgage Adviser
Senior adviser with specialist expertise in first-time buyer mortgages and remortgaging. Pamela provides clear guidance through complex processes, maintaining exceptional client satisfaction ratings through her patient, thorough approach to mortgage advisory services.
Will Shackleton
Senior Mortgage Adviser
Experienced adviser supporting clients with challenging mortgage applications. Will offers expert guidance on adverse credit situations and complex financial arrangements, known for his calm approach and ability to resolve difficult mortgage scenarios efficiently.
Chris Skipper
Mortgage Adviser
Dedicated mortgage adviser with particular expertise in buy-to-let financing. Chris provides comprehensive investment property mortgage solutions, helping clients build and manage successful property portfolios through strategic financing arrangements.
Karen
Client Support Manager
Client relationship specialist ensuring smooth mortgage processing. Karen coordinates communication between clients, lenders, and solicitors, providing regular progress updates and maintaining exceptional service standards throughout the mortgage journey.
Questions
What mortgage options do you offer?
We provide access to mortgages for first-time buyers, remortgaging, buy-to-let properties, adverse credit situations, and company owner financing through our network of 65+ lenders.
How do you tailor mortgage solutions?
Our advisers assess your financial circumstances, property goals, and long-term plans to recommend mortgage products that best match your specific requirements and affordability.
Which areas do you cover?
While based in Thirsk, we provide mortgage advisory services nationwide with particular expertise in North Yorkshire, West Yorkshire, and Lancashire markets.
How quickly do you respond to clients?
We guarantee initial contact within 24 hours and maintain regular communication throughout your mortgage journey with same-day response targets for all client inquiries.
What insurance products do you offer?
We provide life insurance, critical illness cover, income protection, buildings insurance, and contents insurance tailored to complement your mortgage requirements.
How are you regulated?
We operate as an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Conduct Authority under reference number [REDACTED].
