Business Details
35 Years
experience
Independent Insurance Brokers in London
Wise Insurance has been providing tailored insurance solutions since 1991, combining over 100 years of collective experience across our Edgware and Beckenham teams. As an independent broker authorised and regulated by the Financial Conduct Authority, we offer unbiased advice by accessing a wide range of insurers to create customised policies for individuals and businesses. Our expertise spans car, home, commercial vehicle, caravan, and specialist insurance products, with a focus on understanding client needs rather than offering generic solutions.We prioritise long-term relationships through transparent communication, flexible payment options, and dedicated support for claims and policy adjustments. Our commitment to professional standards ensures clients receive comprehensive coverage that aligns with their specific risk profiles.
Services
Car Insurance
Home Insurance
Commercial Vehicle Insurance
Caravan Insurance
Public Liability Insurance
Professional Indemnity Insurance
Event Insurance
Fleet Insurance
Landlord Insurance
Restaurant Insurance
Details
- Year established: 1991
Highlights and features
- We have over 100 years of combined experience in insurance brokerage
- Our advice is truly independent as we work with multiple insurers
- We offer tailored policies for specialist needs like high net worth home cover
- We provide dedicated support for commercial vehicle and fleet insurance
- Our team offers transparent pricing with no hidden fees
Associations and certifications
- Financial Conduct Authority
Services
Car Insurance
We provide comprehensive car insurance solutions tailored to individual needs, covering everything from basic third-party protection to specialist policies for classic cars and learner drivers. Our offerings include family car insurance, performance vehicle coverage, and no claims discount protection for young drivers. With access to multiple insurers, we ensure competitive pricing without compromising on policy flexibility or support for mid-term adjustments.
Home Insurance
Our home insurance policies protect both buildings and contents with options for standard, mid net worth, and high net worth properties. Coverage includes accidental damage, home emergency assistance, and legal expenses, with bespoke solutions for properties containing valuable items like fine art and antiques. We offer rebuilding cost assessments and combined policies that integrate all risks coverage for comprehensive protection.
Commercial Vehicle Insurance
We specialise in commercial vehicle insurance for businesses ranging from sole traders to fleet operators. Our coverage extends to vans, tipper trucks, cranes, and specialist vehicles, with options for motor traders, taxi operators, and minibus providers. Policies include public liability protection and tailored solutions for high-risk industries, supported by our expertise in securing competitive quotes through multiple insurer partnerships.
Caravan Insurance
We offer comprehensive caravan insurance for static, touring, and park homes, including buildings, contents, and public liability coverage. Our policies feature new-for-old replacements, accidental damage protection, and emergency assistance, with specialist options for high-value items and European travel. We provide tailored solutions through partnerships with trusted underwriters to ensure appropriate coverage for both personal and occasional commercial use.
Public Liability Insurance
Our public liability insurance protects businesses against third-party claims for property damage or personal injury, with coverage up to 10 million. Designed for tradespeople, event organisers, and commercial operations, policies include employers liability and product liability extensions. We offer both immediate online solutions and bespoke packages through our experienced team to meet specific industry requirements.
Questions
Are you an independent insurance broker?
Yes, we work with multiple insurers and aren't tied to any single provider, ensuring impartial advice tailored to your specific needs.
Can you help with specialist insurance requirements?
Our team specialises in hard-to-place coverage including high net worth home insurance, commercial vehicle policies, and event insurance with bespoke terms.
Do you offer online policy management?
While we prioritise personal service, some policies allow online management and we provide digital documentation for all our insurance products.
How do you handle claims support?
We provide dedicated assistance throughout the claims process, leveraging our insurer relationships to ensure timely resolution of legitimate claims.
What areas do you cover?
Primarily serving Edgware and Beckenham, we provide insurance solutions nationwide through our phone and online services.
Can I get temporary insurance options?
We offer short-term coverage solutions for specific needs like event insurance, single-trip travel policies, and temporary vehicle cover.