Business Details
Expert Mortgage Brokers in Leeds
Established by John Phillips, a seasoned professional with 36 years of experience in financial services, we specialise in providing tailored mortgage solutions. Our expertise lies in accessing over 100 lenders, including niche providers, to secure mortgages for clients who may struggle with traditional lenders' automated systems. We pride ourselves on offering fast, efficient service with a personal touch, including evening appointments to accommodate busy schedules. Our services extend to residential, buy-to-let, and commercial mortgages, as well as equity release and bridging loans. We are authorised and regulated by the Financial Conduct Authority, ensuring compliance with the highest industry standards.Our team's commitment to client satisfaction is reflected in testimonials highlighting our dedication to finding bespoke solutions. With a new branch in Batley, we continue to expand our reach while maintaining a local, approachable presence. Our track record includes assisting clients with complex cases, such as lifetime mortgages for retirees, demonstrating our adaptability to diverse financial needs. We prioritise transparency, offering a decision in principle within 24 hours and clear communication throughout the process. Our vision extends beyond transactions, aiming to provide strategic advice that aligns with clients' long-term goals, including property investments and retirement planning.
Services
Home Mortgages
Buy to Let
Equity Release
Bridging Loans
Commercial Finance
Remortgage
Secured Loans
Business Finance
HMO Mortgages
LTD Company Mortgages
Highlights and features
- We have 36 years of experience in financial services and mortgage broking.
- We offer access to over 100 lenders, including niche and specialist providers.
- Our team provides evening appointments for clients with busy schedules.
- We specialise in complex cases, including adverse credit and retirement mortgages.
- We are authorised and regulated by the Financial Conduct Authority (FCA).
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Impeccable service
Second to none advice
Reliable and honest
Timely and authoritative
Goes the extra mile
Services
Home Mortgages
We provide tailored residential mortgage solutions for first-time buyers and existing homeowners. Our access to over 100 lenders ensures competitive rates for purchases, remortgages, and capital raises. Our team prioritises understanding clients' financial goals to recommend suitable products, including niche options for complex cases.
Buy to Let
Specialist buy-to-let mortgages for landlords seeking competitive rates. We work with lenders offering flexible terms for property investors, including portfolio financing and tax-efficient structures. Our expertise extends to assisting landlords with adverse credit histories or non-traditional income sources.
Equity Release
Equity release solutions for retirees seeking to unlock property value. We offer lifetime mortgages with fixed rates, allowing clients to access lump sums without monthly repayments. Our advice considers long-term implications, including inheritance planning and interest roll-up options.
Bridging Loans
Bridging finance for urgent property transactions. We connect clients with lenders offering flexible terms for property purchases requiring quick completion. Our solutions cater to both residential and commercial needs, including auction purchases and development projects.
Commercial Finance
Commercial mortgage solutions for business property needs. We assist with financing for offices, retail spaces, and industrial units. Our lenders accommodate various business structures, including limited companies and partnerships, with options for adverse credit scenarios.
People
John Phillips
Founder & Mortgage Broker
With 36 years of experience in financial services, John specialises in finding bespoke mortgage solutions. He is authorised by the FCA and regularly advises Yorkshire landlords on buy-to-let strategies.
Questions
What mortgage options are available for retirees?
We offer lifetime mortgages allowing retirees to access equity without monthly payments. Interest can roll up or be partially repaid, with flexible terms tailored to retirement income scenarios.
Can you help clients with adverse credit histories?
Yes, we work with specialist lenders offering mortgages for clients with past credit issues. Our brokers assess individual circumstances to find suitable options while maintaining compliance standards.
How quickly can you provide a mortgage decision?
We typically provide a decision in principle within 24 hours through our lender network. This expedited process helps clients act swiftly in competitive property markets.
Do you offer commercial mortgage solutions?
Yes, we provide commercial mortgages for business property purchases, refinancing, and development projects. Our lenders accommodate various business structures and credit profiles.
What areas do you serve?
We operate across Yorkshire with offices in Leeds and Batley. Our services extend to Wetherby, York, and surrounding areas, supporting both local and regional property transactions.
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