Business Details
14 Years
experience
Your Trusted Partner for Investment Management Solutions
Nutmeg Saving & Investment was founded in 2012 with the mission to democratise investing by combining intuitive technology with human expertise. Our core purpose is to provide accessible, high-quality wealth management solutions tailored to individual goals. With over a decade of experience, we specialise in building diversified portfolios using exchange-traded funds (ETFs) while maintaining a strong focus on transparency and cost-effectiveness. Our team of Chartered Financial Analysts and certified professionals manages assets across various investment styles, including fully managed, thematic, and socially responsible options. Recognised as the largest digital wealth manager in the UK with 200,000 clients, we prioritise client empowerment through free financial guidance and clear communication. Our partnership with J.P.Morgan Asset Management enhances our investment capabilities, while our proprietary technology ensures seamless portfolio management and automatic rebalancing. Regulated by the Financial Conduct Authority, we maintain strict compliance standards and safeguard client assets through segregated accounts with Barclays and State Street. Our track record demonstrates consistent growth since 2012, supported by awards such as the Boring Money Best Buy ISA 2024. We offer a comprehensive range of tax-efficient products including ISAs, pensions, and investment accounts, all designed to help clients achieve long-term financial objectives.
Services
Fully Managed Portfolios
Stocks and Shares ISA
Personal Pension
Lifetime ISA
General Investment Account
Details
- Year established: 2012
Highlights and features
- We are the largest digital wealth manager in the UK with 200,000 clients
- Transparent pricing with no hidden fees or complex structures
- Award-winning products including Boring Money Best Buy ISA 2024
- Proprietary technology for automatic portfolio rebalancing and dividend reinvestment
- Team of Chartered Financial Analysts and certified investment professionals
Associations and certifications
- Financial Conduct Authority
Services
Fully Managed Portfolios
Our expert investment team actively manages globally diversified portfolios using ETFs, making strategic adjustments based on market analysis. With 10 risk levels, these portfolios receive regular rebalancing and tactical changes to align with economic conditions. Clients benefit from professional oversight while maintaining liquidity with access to funds within days.
Stocks and Shares ISA
This tax-efficient investment account allows annual contributions up to 20,000, offering exposure to diversified ETF portfolios across six investment styles. Investors can choose from 10 risk levels while benefiting from tax-free capital growth and income within a regulated FCA-authorised framework.
Personal Pension
Our pension solution provides 25% government tax relief on contributions, with flexible investment options across managed and automated portfolios. The service includes regular performance updates and strategic adjustments to help clients achieve long-term retirement goals while maintaining FCA-regulated safeguards.
Lifetime ISA
Designed for first-time home buyers or retirement savings, this account offers 25% government bonuses on annual contributions up to 4,000. Investments are managed through diversified ETF portfolios with options for active or automated management across multiple risk profiles.
General Investment Account
This non-tax-wrapped account provides unrestricted access to Nutmeg Saving & Investment's full range of investment portfolios, allowing unlimited contributions with capital gains tax benefits. Investors receive regular portfolio updates and can choose between active management or automated rebalancing strategies across 10 risk levels.
People
James McManus
Chief Investment Officer
CFA charterholder with extensive ETF expertise, previously from Coutts. Leads investment strategy and portfolio construction while contributing to industry press as a recognised market commentator.
Pacome Breton
Head of Portfolio Management
15+ years in investment and risk management, previously with US family office and European asset manager. Holds CFA and FRM certifications with MSc in Quantitative Finance from Bocconi University.
Claire Exley
Head of Advice and Guidance
Over 16 years leading financial advice propositions. Holds CII Diploma in Regulated Financial Planning and focuses on client empowerment through accessible financial education and guidance.
Brad Holland
Director of Investment Strategy
30-year financial markets veteran specialising in economic strategy. Former economist at Reserve Bank of Australia with postgraduate qualifications in Quantitative Economics from University of Queensland.
Chris Liebetrau
Senior Wealth Manager
Certified Financial Planner with 15 years' experience. Focuses on personal finance solutions while maintaining FCSI chartered status and commitment to client financial confidence building.
Questions
What investment products does Nutmeg Saving & Investment offer?
We provide Stocks and Shares ISAs, Lifetime ISAs, Personal Pensions, Junior ISAs, and General Investment Accounts with tax-efficient structures and varying risk levels.
How does Nutmeg Saving & Investment manage investment portfolios?
Our Chartered investment team uses ETFs to build diversified portfolios, actively managing fully managed options while offering automated rebalancing for fixed allocation strategies.
Is my money safe with Nutmeg Saving & Investment?
Client assets are held separately with Barclays and State Street under regulatory requirements, with FCA authorisation ensuring compliance with strict financial standards.
Can I get financial advice from Nutmeg Saving & Investment?
Yes, we offer free financial guidance and regulated advice from certified professionals to help clients create personalised investment strategies and retirement plans.
What fees does Nutmeg Saving & Investment charge?
We charge a single management fee based on portfolio size, with no hidden costs or additional charges for fund transactions and market spreads.
How is Nutmeg Saving & Investment different from traditional wealth managers?
We combine advanced technology with human expertise to deliver lower-cost, transparent investment solutions accessible through our digital platform with optional expert guidance.
