Business Details
Emergency
services
Your Trusted Insurance Partner for Healthcare Commercial & Home Coverage
Established over three decades ago, IPH Insurance has built a reputation for delivering comprehensive insurance solutions tailored to diverse client needs. Our expertise spans healthcare, commercial property, and residential insurance sectors, with a particular focus on expatriate communities. We offer flexible coverage options including emergency medical evacuation, 24/7 multilingual medical assistance, and direct hospital payment arrangements.Our claims process prioritises efficiency through pre-authorisation systems and dedicated administrative support. Backed by Financial Conduct Authority authorisation, we combine competitive pricing structures with personalised service delivery across global markets. Our team of professionals specialises in simplifying complex insurance requirements while maintaining transparent communication throughout policyholder journeys.
Services
Healthcare Insurance
Commercial Property Insurance
Home Insurance
Property Let Insurance
Small Business Insurance
Highlights and features
- 30 years of experience in international insurance solutions
- 24/7 multilingual Medical Assistance Centre
- Direct payment arrangements for in-patient treatment
- Three-tier coverage options for healthcare plans
- Specialist support for expatriate medical requirements
Associations and certifications
- Financial Conduct Authority
Services
Healthcare Insurance
Global healthcare plans offering tiered coverage from basic to comprehensive protection. Includes emergency medical evacuation, 24/7 multilingual assistance, and direct hospital payments. Designed for expatriates and locals requiring international medical coverage with flexible payment options.
Commercial Property Insurance
Tailored insurance solutions for commercial properties with customised coverage options. Provides protection against risks including damage, business interruption, and liability claims. Designed to meet specific industry requirements with flexible policy terms.
Home Insurance
Comprehensive protection for residential properties with competitive pricing structures. Covers building and contents against common risks including fire, theft, and accidental damage. Available with optional add-ons for enhanced security features.
Property Let Insurance
Specialist insurance for residential property landlords managing single or multiple investments. Includes protection against property damage, rental income loss, and liability claims. Tailored to meet the specific needs of buy-to-let investors.
Small Business Insurance
Customised insurance packages for small businesses covering premises, equipment, and operational risks. Combines property protection with liability coverage and business continuity support. Designed to safeguard against common commercial threats.
Questions
How do I make an insurance claim?
Contact our claims team directly with your policy number. For healthcare claims, contact your Medical Advisor first. Submit completed forms with supporting documentation within 90 days of treatment.
What healthcare coverage options are available?
We offer three tiered plans from basic to comprehensive coverage. All include emergency evacuation, 24/7 medical assistance, and direct hospital payment options for in-patient treatment.
Do you cover pre-existing medical conditions?
Coverage details for pre-existing conditions are specified in individual policy documents. Contact our team for specific inquiries regarding medical history disclosures and coverage limitations.
Can I get insurance as an expatriate?
Yes, we specialise in international coverage for expatriates. Our healthcare plans are designed to meet the specific needs of individuals living and working abroad with global medical access.
How are claims processed for overseas treatment?
For international in-patient treatment, we arrange direct payments to providers. Out-patient claims require submission of original receipts through our dedicated administrators within 90 days of service.
