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39 Years
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Specialist Scuba Diving Insurance Solutions
Established in 1987, Dive Master Insurance Consultants has specialised in providing comprehensive scuba diving insurance solutions for recreational and professional divers worldwide. Our expertise spans dive accident cover, liability insurance, and tailored policies for underwater projects, film production, and scientific research. Regulated by the Financial Conduct Authority and operating as an Approved Cover Holder at Lloyd's, we combine industry-specific knowledge with global reach to serve divers across Europe, the Red Sea, Australasia, and beyond.

Our commitment to innovation has led to pioneering insurance products that support the evolving needs of the diving community, while maintaining a reputation for reliability and integrity. With over three decades of experience, we remain the largest independent provider of recreational dive-related insurance globally, prioritising client satisfaction through personalised service and 24/7 emergency assistance.
Services
Dive Accident Cover Travel Insurance Liability Insurance Equipment Protection Emergency Assistance Film Production Cover Scientific Project Insurance Multi-Trip Policies Technical Diving Insurance
Details
  • Year established: 1987
Highlights and features
  • 35+ years pioneering specialist diving insurance solutions
  • Tailored policies for recreational, technical, and commercial divers
  • FCA-regulated with Lloyd's of London backing
  • Global coverage across 6 continents
  • 24/7 emergency assistance for dive-related incidents
Associations and certifications
  • Financial Conduct Authority
  • Lloyd's of London
What people say
Professional service Comprehensive coverage 24/7 emergency support Tailored policies Global reach
Services
Dive Accident Cover
Specialist personal accident insurance for scuba and free divers offering worldwide coverage. Includes medical expenses, evacuation, and increased aggregate limit of 500,000. Designed for both recreational and professional divers with coverage in popular destinations like Egypt and the Maldives.
Pro Diver Liability
Annual liability protection for diving instructors with limits up to 5 million. Covers legal liability during training programs, includes criminal defence costs, and extends to principals like dive centres. Excludes USA/Canada but offers global coverage for recreational instruction.
Equipment Protection
Annual policy covering dive, camera, and rebreather equipment against loss, damage, and unexplained flooding. Designed for both personal and professional use, providing financial protection for essential diving technology and accessories.
Worldwide Diver Insurance
Travel insurance for long-term trips lasting 6-12 months, including IDEC emergency cover. Ideal for gap year students and continuous travelers requiring comprehensive medical and evacuation coverage combined with dive-specific protection.
Sport Diver Liability
Affordable 2 million public liability insurance for recreational divers, including snorkelling and free diving. Covers legal costs and venue provider protection, with exclusions for North American territories but offering global coverage elsewhere.
Questions
What dive-specific insurance policies do you offer?
We provide Dive Accident Cover, Liability Insurance, Equipment Protection, and Worldwide Diver Insurance tailored to recreational and professional divers.
Do you cover technical diving activities?
Yes, our policies include coverage for technical diving with specialist equipment and training programs.
Are underwater film projects insured?
We offer specialist insurance for underwater film and media projects with tailored liability and equipment coverage.
How does the claims process work?
Contact our claims team via email with incident details - we provide 24/7 assistance for emergency claims processing.
Is there coverage for scientific diving?
Yes, we insure underwater scientific projects including archaeology, biodiversity research, and oceanographic studies.
What payment methods are accepted?
Policies can be purchased online through our secure payment portal - we don't process payments over the phone.