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44 Years
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Trusted Independent Insurance Brokers in Bedford
Established in 1982, Bullerwell Insurance has built a reputation as an independent insurance broker committed to delivering tailored solutions for both business and private clients. Our approach combines decades of industry experience with a personal touch, ensuring clients receive bespoke protection that aligns with their unique needs. As a regulated entity under the Financial Conduct Authority, we prioritise transparency, professionalism, and accessibility, with senior management maintaining direct client engagement to adapt to evolving requirements. Our team's expertise spans commercial insurance, high-value household policies, and complex legal indemnity solutions, supported by partnerships with leading insurers and networks like Ataraxia Broking Ltd.

Recognised for our proactive support and client-centric ethos, we serve domestic, overseas, and global clientsfrom SMEs to multinational corporationswhile maintaining the agility to address emerging risks in sectors ranging from construction to cutting-edge technology. This commitment to excellence has fostered long-term relationships, evidenced by testimonials highlighting our responsiveness, competitive pricing, and ability to resolve claims efficiently.
Services
Business Insurance Personal Insurance Legal Indemnities Property Owners Insurance Cyber Insurance
Details
  • Year established: 1982
Highlights and features
  • We offer 40+ years of independent broking expertise
  • Our team provides bespoke insurance solutions for complex risks
  • We are regulated by the Financial Conduct Authority (FCA)
  • Direct access to senior management and CEO support available
  • Proven track record in resolving claims efficiently
Associations and certifications
  • Financial Conduct Authority (FCA)
  • British Insurance Brokers' Association (BIBA)
What people say
Bespoke solutions Proactive support Efficient claims Expert advice Personal service
Services
Business Insurance
We provide comprehensive business insurance tailored to corporate and SME clients, covering risks from property damage to cyber liability. Our solutions protect diverse industries, including construction, technology, and professional services, with policies like employers' liability, business interruption, and directors' and officers' coverage. With access to major insurers and a focus on risk management, we ensure businesses remain resilient against evolving threats.
Personal Insurance
Our personal insurance services cater to individual needs, offering high-value household policies, listed property coverage, and motor insurance. We specialise in non-standard properties like thatched or historic homes, working with specialist insurers to deliver affordable, comprehensive protection. A dedicated team provides direct support, ensuring claims are handled smoothly while maintaining competitive pricing through regular market reviews.
Legal Indemnities
We offer bespoke legal indemnity solutions for property transactions, addressing risks like chancel repair liability and rights of light disputes. Our expertise extends to probate and warranty policies, with options for online quotes or tailored broking support. By creating custom solutions for complex cases, we help legal professionals expedite transactions while mitigating unforeseen liabilities that standard policies may exclude.
Property Owners Insurance
Our property owners insurance protects residential and commercial landlords against risks including income loss, liability claims, and structural damage. We cater to unique properties like listed buildings and offer flexible terms for portfolio owners. With proactive risk assessment and claims management, we ensure coverage adapts to changing property portfolios while maintaining cost-effectiveness through competitive market negotiations.
Cyber Insurance
We provide cyber liability coverage addressing data breaches, ransomware attacks, and business interruption from digital threats. Policies are tailored to sectors like technology and finance, incorporating incident response planning and compliance support. As cyber risks evolve, we collaborate with specialist underwriters to ensure coverage keeps pace with emerging vulnerabilities, including those affecting global operations.
People
Ian Bullerwell
Founder
Established Bullerwell Insurance in 1982 after a career as an international rugby referee. Continues to guide the company's values of integrity and personal service while supporting community initiatives like Bedford Blues Rugby Club.
Dean Oldham
CEO
Leads strategic direction with over 20 years of insurance experience. Known for hands-on client engagement and fostering partnerships with major insurers to deliver competitive solutions for commercial clients.
Damon Blakey
Senior Broker
Specialises in complex risk assessments and legal indemnity solutions. Recognised for proactive support in sectors like construction and technology, with a focus on adapting policies to evolving business needs.
Heidi
Charity Insurance Specialist
Manages coverage for non-profits and charitable arms, including the Blues Foundation. Expertise in balancing cost-effectiveness with comprehensive protection for unique organisational structures.
Harry Waller
Private Client Manager
Advises high-net-worth individuals on property and motor insurance, particularly for listed homes and classic cars. Praised for accessible communication and securing competitive rates through market expertise.
Questions
What types of insurance does Bullerwell Insurance offer?
We provide business insurance, personal insurance, and legal indemnity solutions. This includes coverage for property owners, cyber risks, high-value households, and bespoke policies for complex transactions.
How do you handle claims?
Our in-house claims team works directly with clients to resolve issues efficiently. Testimonials highlight our proactive support and ability to manage claims from initiation to conclusion without unnecessary delays.
Can you insure non-standard properties?
Yes, we specialise in listed buildings, thatched homes, and other non-standard properties. Our expertise ensures appropriate coverage through specialist insurers while maintaining competitive pricing.
Do you work with international clients?
We serve global clients, particularly in sectors like technology and construction. Our network and partnerships enable us to secure coverage for overseas operations and multinational risks.
How are policies tailored to individual needs?
We conduct detailed risk assessments and collaborate with clients to create bespoke solutions. This approach applies to both business insurance programmes and personal coverage requirements.
What accreditations do you hold?
We are regulated by the Financial Conduct Authority and members of the British Insurance Brokers' Association, ensuring adherence to industry standards and professional conduct.