Business Details
21 Years
experience
Trusted Mortgage Brokers in Tolworth
Established in 2005, Kingston Mortgage Services has built a reputation on delivering exceptional mortgage advisory services. Our team of certified professionals combines extensive industry experience with a commitment to long-term client relationships. We specialise in independent, whole-of-market mortgage advice, ensuring clients access tailored solutions from first-time purchases to complex buy-to-let arrangements.Our process simplifies mortgage acquisition through direct coordination with lenders, solicitors, and surveyors. Recognised for our ethical approach, we prioritise regular portfolio reviews to maintain optimal financial positioning throughout clients' mortgage terms. As an FCA-authorised entity, we adhere to rigorous regulatory standards while maintaining transparent fee structures and commission disclosures.
Services
First-Time Buyer Mortgages
Remortgage Services
Buy to Let Mortgages
Home Insurance Policies
Life Insurance Cover
Mortgage Protection Plans
Property Insurance Solutions
Mortgage Calculations
Mortgage Reviews
Financial Planning
Details
- Year established: 2005
Highlights and features
- We offer independent mortgage advice across 1,000+ products
- Our team holds CeMAP professional qualifications with 20+ years combined experience
- We provide exclusive mortgage products unavailable through direct lenders
- We maintain long-term client relationships with lifetime mortgage reviews
- Our thorough product knowledge covers complex cases including self-employed applicants
Associations and certifications
- Financial Conduct Authority
What people say
Professional team
Competitive rates
Excellent support
Market expertise
Regular reviews
Services
First-Time Buyer Mortgages
Specialist mortgage solutions for first-time purchasers navigating property acquisition. We provide comprehensive guidance through government schemes, deposit requirements, and lender criteria. Our service includes affordability assessments, application management, and ongoing support throughout the mortgage term, ensuring clients secure optimal rates and suitable repayment structures.
Buy to Let Mortgages
Tailored financing options for property investors seeking buy-to-let arrangements. We offer market-leading products with competitive yields, specialist landlord insurance, and portfolio management strategies. Our service includes cashflow analysis, tax-efficient structuring, and access to exclusive investor products, supporting both novice and experienced landlords in building rental property portfolios.
Remortgage Services
Expert remortgaging assistance to help homeowners secure better rates and release equity. We analyse existing mortgage terms, identify savings opportunities, and manage the entire transition process. Our service includes penalty calculations, product comparisons, and negotiation with new lenders, ensuring seamless transfers without compromising financial positioning.
Home Insurance Policies
Comprehensive insurance solutions covering buildings and contents for residential properties. We source policies with proven claims track records, offering tailored coverage for standard homes and specialist properties. Our service includes policy reviews, risk assessments, and claims support, ensuring adequate protection against common property risks while maintaining competitive premiums.
Life Insurance Cover
Critical illness and life cover products to protect families against financial hardship. We provide level and decreasing term policies with options for joint coverage and trust arrangements. Our service includes needs analysis, product selection from leading insurers, and regular policy reviews, ensuring appropriate coverage levels throughout clients' financial commitments.
People
Chris Poore
Managing Director
BEng and CeMAP qualified director with 15+ years mortgage industry experience. Specialises in complex cases and long-term mortgage strategy. Leads client relationship management and regulatory compliance at Kingston Mortgage Services.
Noel Baker
Mortgage Adviser
CeMAP certified adviser focusing on buy-to-let mortgages and investment portfolios. Provides tailored solutions for property investors with diverse portfolio requirements across London and Surrey markets.
Scott Ward
Mortgage Adviser
Specialist in first-time buyer schemes and residential remortgages. Experienced in helping clients with adverse credit histories secure competitive mortgage rates through whole-of-market analysis.
James Poore
Mortgage Adviser
Focuses on new build purchases and shared ownership schemes. Advises on government-backed initiatives including Help to Buy and Right to Buy arrangements for first-time purchasers.
Ben Kill
Mortgage Adviser
Expert in self-employed mortgage applications and complex income verification. Specialises in securing financing for clients with non-standard income structures through specialist lender networks.
Questions
What mortgage types do you offer?
We provide first-time buyer mortgages, remortgages, buy-to-let loans, home mover financing, and let-to-buy arrangements across the whole market.
Are your mortgage fees transparent?
Yes, our fees range from £92 to £493 for standard mortgages with no hidden charges. We disclose all costs before application.
Do you offer insurance products?
We arrange buildings and contents insurance, specialist property coverage, life insurance, and critical illness protection through leading UK insurers.
Can you help with adverse credit mortgages?
Yes, our advisers specialise in non-standard cases and have access to exclusive products for clients with previous credit issues.
How do you maintain long-term client relationships?
We conduct regular mortgage reviews to ensure your product remains suitable, potentially saving thousands over the mortgage term through proactive management.
What areas do you cover?
We serve Surrey and south-west London including Surbiton, New Malden, Worcester Park, Berrylands, Chessington, and Ewell.
