Business Details
Your Trusted Partner for Independent Financial Advice
Blackdown Financial traces its heritage to a family-owned business established in the late 1970s in the Blackdown Hills. We operate as independent financial advisers, prioritising client interests by offering whole-of-market solutions tailored to individual circumstances. Our team of four qualified advisers and dedicated support staff combines technical expertise with a personal approach, ensuring clients receive impartial recommendations aligned with their financial goals. We specialise in comprehensive financial planning, mortgage advice, and investment management, maintaining rigorous compliance with FCA regulations.Our commitment to transparency is demonstrated through detailed explanations of financial products, thorough risk assessments, and ongoing portfolio reviews. With offices in central Taunton, we serve clients across Somerset and the wider South West region, building long-term relationships based on trust and professional integrity.
Services
Financial Planning
Mortgage Advice
Investment Management
Retirement Planning
Pension Reviews
Highlights and features
- We offer independent, whole-of-market financial advice tailored to individual needs
- Our team includes Chartered Financial Planners with decades of combined experience
- We provide transparent fee structures with no hidden charges
- We conduct bi-annual investment strategy reviews by our dedicated Investment Committee
- We maintain FCA authorisation and adhere to strict regulatory standards
Associations and certifications
- Financial Conduct Authority
What people say
Accurate, friendly advice
Simplified complex financial concepts
Stress-free mortgage process
Excellent communication skills
Proactive investment management
Services
Financial Planning
Our financial planning service creates comprehensive strategies to help clients achieve their life goals. We conduct detailed cashflow modelling to ensure sustainable income throughout retirement while optimising investment growth. The process involves reviewing existing financial arrangements and recommending tailored solutions that balance risk and return objectives.
Mortgage Advice
We provide independent mortgage advice covering first-time purchases, remortgaging, and buy-to-let investments. Our whole-of-market approach identifies competitive rates while considering long-term financial implications. We assist with all aspects from initial agreement in principle to final completion and ongoing mortgage reviews.
Investment Management
Our investment management service constructs diversified portfolios aligned with clients' risk profiles and financial objectives. We employ evidence-based strategies supported by regular Investment Committee reviews. The service includes ongoing monitoring, rebalancing, and comprehensive annual reviews to maintain alignment with changing circumstances.
Pension Reviews
We specialise in consolidating and optimising pension arrangements to maximise retirement income. Our reviews assess existing pension schemes' suitability and recommend improvements where necessary. We provide clear explanations of charges, investment strategies, and projected outcomes using advanced financial forecasting tools.
Protection Advice
Our protection advice service ensures clients have appropriate coverage against life's uncertainties. We assess individual needs to recommend suitable life insurance, critical illness cover, and income protection policies. The recommendations consider existing coverage and integrate with overall financial plans to provide comprehensive safeguards.
People
Simon Cutler
Independent Financial Adviser
Simon provides expert financial advice with particular expertise in investment management and retirement planning. He simplifies complex financial concepts to help clients make informed decisions about their financial futures.
Emma Hamilton
Independent Mortgage Adviser
Emma specialises in mortgage solutions, assisting first-time buyers and property investors. Her approach focuses on reducing transaction stress through comprehensive market analysis and tailored mortgage recommendations.
Neil Rossiter
Chartered Financial Planner
Neil offers strategic financial planning advice with a focus on retirement income solutions. His chartered status reflects advanced professional qualifications and commitment to maintaining the highest advisory standards.
David Blair
Mortgage Adviser
David supports clients through complex mortgage transactions, combining technical expertise with practical problem-solving. He specialises in assisting first-time buyers navigate the property purchase process.
Questions
What financial services do you offer?
We provide financial planning, mortgage advice, investment management, pension reviews, and protection planning services tailored to individual client needs.
Are you independent financial advisers?
Yes, we are fully independent and provide whole-of-market advice without restrictions to specific providers or products.
How do you charge for your services?
Our fees are transparent and agreed upfront, covering initial consultations, financial planning, and ongoing advisory services as required.
Do you offer online meetings?
We offer flexible meeting options including face-to-face, telephone, and video conferencing to accommodate client preferences.
How often do you review investment portfolios?
We conduct annual reviews and regular monitoring, with additional reviews available when significant market or personal changes occur.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority under reference 439620.
