Business Details
23 Years
experience
Expert Mortgage Brokers in Belfast | AIMS-NI
Established in 2003, we are Northern Ireland's leading mortgage and homeowner loan advisory service. Our team of experienced professionals provides personalized, in-home consultations across Northern Ireland, offering access to over 5,000 mortgage products from 100+ lenders. As an FCA-regulated brokerage, we specialise in complex cases including adverse credit mortgages, equity release, and second charge solutions. Our whole-of-market approach ensures tailored financial advice for first-time buyers, home movers, and buy-to-let investors.With local expertise and national market access, we simplify the mortgage process through transparent communication and comprehensive support from initial consultation to completion. Our award-winning service combines regulatory compliance with flexible appointment options to suit individual client needs.
Services
Mortgage Advice
Equity Release
Homeowner Loans
Adverse Credit Mortgages
Buy to Let Mortgages
Life Insurance
Critical Illness Cover
Income Protection
Remortgaging
Second Charge Mortgages
Details
- Year established: 2003
Highlights and features
- We offer access to 5,000+ mortgage products from 100+ lenders
- Our team provides personalized in-home consultations across Northern Ireland
- Specialists in adverse credit and complex mortgage applications
- FCA regulated with 20+ years of local market expertise
- Award-winning whole-of-market brokerage service
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
Our expert mortgage advisors provide impartial guidance across 5,000+ products from 100+ lenders. We specialise in residential and buy-to-let mortgages, offering tailored solutions for first-time buyers, home movers, and investors. With access to exclusive deals and specialist products, we help clients navigate the mortgage process from initial application to completion.
Equity Release
We offer regulated equity release solutions allowing homeowners to access property wealth while retaining residency. Our advisors explain lifetime mortgages and home reversion plans, ensuring clients understand financial implications and inheritance considerations. We provide clear comparisons of rates and terms from multiple providers to find suitable options for retirement planning.
Adverse Credit Mortgages
Our specialists help clients with imperfect credit histories secure mortgage approval. We assess individual circumstances including late payments, CCJs, or previous arrears to identify lenders willing to offer competitive rates. With access to niche products and experienced underwriters, we provide realistic pathways to homeownership for those declined by mainstream providers.
Homeowner Loans
We arrange secured homeowner loans as alternative financing solutions for debt consolidation or major purchases. Our advisors compare second charge mortgages from specialist lenders, explaining risks and benefits compared to remortgaging. We ensure clients understand repayment terms and how these products affect existing mortgage arrangements.
Protection Insurance
Our insurance specialists provide tailored protection solutions including life cover, critical illness, and income protection. We compare policies across 20+ insurers to find appropriate coverage for individual circumstances. We explain policy terms, exclusions, and claims processes to ensure clients have adequate financial protection aligned with their mortgage and family needs.
People
David Copeland
Principal
With over 20 years in mortgage broking, David leads our team of advisors. He established AIMS-NI in 2003 to provide impartial mortgage advice across Northern Ireland. David specialises in complex cases and regulatory compliance.
Michael McLaughlin
Mortgage and Protection Advisor
Michael offers expert guidance on residential mortgages and protection products. With 15 years' experience, he helps clients navigate the mortgage process while ensuring appropriate financial safeguards are in place.
Aaron Strain
Mortgage and Protection Advisor
Aaron specialises in buy-to-let mortgages and investment property financing. His expertise includes portfolio management and tax-efficient structuring for property investors across Northern Ireland.
Ross Gunning
Mortgage and Protection Advisor
Ross provides tailored mortgage solutions for first-time buyers and home movers. He focuses on making the purchasing process straightforward while ensuring clients understand their financial commitments.
Kerry Donnelly
Mortgage and Protection Advisor
Kerry specialises in equity release and retirement planning. She helps clients access property wealth while considering inheritance implications and long-term care requirements.
Questions
What mortgage types do you offer?
We provide residential, buy-to-let, adverse credit, equity release, second charge, and self-employed mortgages through 100+ lenders.
Can you help with bad credit mortgages?
Yes, our specialists work with niche lenders to find solutions for clients with adverse credit histories.
Do you charge for initial advice?
Initial mortgage advice is free and without obligation, though a broker fee may apply for arranging mortgages.
How does equity release work?
Equity release lets homeowners access property wealth through lifetime mortgages or home reversion plans while remaining resident.
Are you regulated by the FCA?
Yes, we are directly authorised and regulated by the Financial Conduct Authority for mortgages and insurance.
What areas do you cover?
We operate across Northern Ireland including Belfast, Armagh, Newry, Lisburn, and surrounding areas.
