Live the life you choose, with financial freedom and confidence.
At Combined Financial Strategies (CFS), we pride ourselves on providing exceptional independent financial advice to individuals, families, and businesses across the UK. As a leading chartered financial planning firm, we understand the importance of personalized service, tailored to meet the unique needs and goals of each client. Our team, led by award-winning chartered financial planner Jonothan McColgan, is dedicated to delivering expert guidance on retirement planning, investments, tax efficiency, legacy planning, and more.
Our Story
With years of experience in the financial sector, our team has earned a reputation for providing bespoke financial solutions that cater to the diverse needs of our clients. We believe that every individual has a unique story, and our role is to listen, understand, and craft a personalized financial plan that aligns with their aspirations. Our commitment to excellence has earned us numerous awards and recognition within the industry, and we continue to strive for exceptional service and results.
Our Services
We offer a comprehensive range of financial planning services, including:
- Retirement Planning: Our team helps clients create a sustainable income stream in retirement, ensuring a comfortable lifestyle without financial stress.
- Investments: We provide expert guidance on investment strategies, risk management, and portfolio optimization.
- Tax Efficiency: Our specialists help minimize tax liabilities, ensuring clients retain more of their hard-earned wealth.
- Legacy Planning: We assist clients in creating a lasting legacy, protecting their loved ones, and ensuring their wealth is distributed according to their wishes.
- Protection: Our team helps clients safeguard their financial well-being with comprehensive protection solutions.
Why Choose CFS?
At CFS, we pride ourselves on our independence, impartiality, and commitment to delivering personalized financial advice. Our boutique-style approach ensures that every client receives dedicated attention, tailored to their unique needs and goals. We believe that every individual deserves a bespoke financial plan, crafted to help them achieve their aspirations. By choosing CFS, clients can expect:
- Expertise: Our team of chartered financial planners has extensive knowledge and experience in the financial sector.
- Personalized Service: We take the time to understand each client's unique needs, goals, and aspirations.
- Independence: As an independent financial adviser, we are not tied to any particular product or provider, ensuring unbiased advice.
- Results-Focused: We are committed to delivering exceptional results, tailored to help clients achieve their financial objectives.
Excellent Service and Credibility
Rob Thomas, a seasoned professional in Financial Services with 28 years of experience, shares his exceptional experience with Jonothan, a Financial Adviser. Thomas mentions that he initially made a mistake by taking a personal recommendation for a well-known national firm, which led to a lackluster experience. However, after doing his due diligence and getting to know Jonothan well, he decided to work with him. The adviser's impressive track record and numerous awards, including Financial Adviser of the Year and Retirement & later Life Advice Specialist of the year, convinced Thomas of Jonothan's credibility.
Building Trust through Transparency
Thomas reveals that, despite having had a disappointing experience previously, he was still cautious when approaching Jonothan. However, Jonothan's transparent and open approach earned Thomas's trust, enabling him to relax and focus on his financial goals.
Highly Recommended
Thomas concludes by highly recommending Jonothan, citing his exceptional service and credibility as the reasons. His glowing review serves as a testament to Jonothan's skills and dedication to his clients.
