Business Details
33 Years
experience
Trusted Financial Advisers in Devizes, Wiltshire
Ferris & Culverwell has been providing tailored financial advice to individuals and businesses across the UK for nearly three decades. Our team of qualified advisers specialises in creating bespoke solutions for mortgage, investment, pension, and protection needs, prioritising long-term client relationships and ongoing financial planning. We operate as an appointed representative of Quilter Financial Services, combining industry expertise with a commitment to transparency and client education. Our holistic approach ensures clients receive comprehensive guidance aligned with their unique goals, supported by state-of-the-art technology and a deep understanding of market complexities.We maintain strong partnerships with professionals such as solicitors and accountants to deliver integrated financial strategies, while our Yorkshire Building Society agency partnership expands our ability to assist with savings and homeownership. Regulatory compliance and ethical standards underpin all our operations, with a focus on empowering clients through clear, jargon-free communication.
Services
Mortgages
Investments
Pensions
Life Insurance
Equity Release
Business Protection
Details
- Year established: 1993
Highlights and features
- We offer whole-of-market mortgage advice with access to competitive rates
- Our holistic investment approach prioritises long-term client goals
- We maintain 30 years of proven expertise in financial planning
- We provide transparent fee structures with no hidden costs
- Our Yorkshire Building Society partnership expands mortgage accessibility
Associations and certifications
- Financial Conduct Authority
What people say
Expert financial guidance
Personalised approach
30 years of trust
Transparent advice
Services
Mortgages
We provide whole-of-market mortgage advice to help clients secure competitive rates tailored to their circumstances. Our services include first-time buyer support, remortgaging, buy-to-let solutions, and adverse credit assistance. Yorkshire Building Society partnership enhances our ability to deliver accessible homeownership options.
Investments
Our holistic investment approach focuses on long-term wealth accumulation aligned with individual risk profiles. We offer portfolio management, market analysis, and regular reviews to optimise returns. Services cater to both lump sum investments and ongoing savings strategies.
Pensions
We specialise in creating tailored retirement solutions using annuities, drawdown schemes, and tax-efficient strategies. Our advice covers final salary schemes, defined contribution plans, and pension consolidation to ensure financial security in later life.
Life Insurance
We offer comprehensive protection solutions including term life cover, critical illness insurance, and income protection. Our advisers help clients understand policy benefits, tax implications, and beneficiary arrangements to safeguard family financial security.
Equity Release
Our equity release services help homeowners over 55 access funds tied to property value. We explain options like lump sum releases, flexible payment plans, and interest management while explaining estate implications and benefit impacts.
Questions
What financial services do you offer?
We provide mortgage advice, investment management, pension planning, life insurance, equity release, and business protection services.
Are you regulated by financial authorities?
Yes, we operate as appointed representatives of Quilter Financial Services, authorised and regulated by the Financial Conduct Authority.
How do you charge for financial advice?
We provide initial consultations free of charge, with transparent fee structures explained in writing before any service commencement.
Can you help with complex financial situations?
Our advisers specialise in addressing complex needs through tailored solutions, including tax-efficient strategies and multi-generational planning.
Do you work with other professionals?
Yes, we collaborate with accountants and solicitors to provide integrated financial solutions that address all aspects of client needs.
How long does the advice process take?
The process typically involves an initial consultation, needs analysis, recommendation preparation, and implementation, with timelines varying by service complexity.
