Business Details
23 Years
experience
Professional Mortgage Advisory Services
Established in 2003, Regents Park Associates has been delivering tailored mortgage advisory services to clients across the UK. Our founder, Derek Brodie, brings over two decades of industry experience, having commenced his career in financial services in 1995. We specialise in providing professional and personal mortgage solutions for first-time buyers, property movers, and commercial clients. Our approach prioritises direct client engagement, with Derek personally managing every case from initial consultation to completion. We offer flexible fee structures, including client-paid fees or lender-commission arrangements, and provide comprehensive advice on mortgage protection products.Our services are accessible through office appointments, home visits, or remote consultations via phone or email. As a regulated firm under the Financial Conduct Authority, we maintain rigorous professional standards while delivering bespoke solutions. Our commitment to exceptional customer service is evidenced by consistently positive client feedback and repeat business. We serve clients nationwide, with a particular focus on the East Midlands region. Our expertise extends to complex cases including self-employed applicants, buy-to-let investments, and commercial property financing.
Services
First-time Buyer Mortgages
Remortgaging
Buy-to-Let Financing
Commercial Property Loans
Mortgage Protection Insurance
Details
- Year established: 2003
Highlights and features
- 20+ years' experience in mortgage advisory services
- Personal service with direct client engagement from start to finish
- Flexible fee structures including client-paid or lender-commission options
- FCA regulated for professional standards and client protection
- Nationwide service with local market expertise in East Midlands
Associations and certifications
- Financial Conduct Authority
What people say
Brilliant from start to finish
Super fast responses
Professional yet friendly
Highly knowledgeable
Excellent communication
Services
First-time Buyer Mortgages
Specialist mortgage advice for first-time property purchasers. We guide clients through the entire process from initial affordability assessments to final completion. Our service includes access to exclusive market deals, fee structure options, and comprehensive mortgage protection planning. With dedicated support for navigating government schemes and local market conditions, we ensure first-time buyers secure optimal financing solutions.
Buy-to-Let Financing
Comprehensive mortgage solutions for property investors. We provide expert guidance on let-to-buy arrangements, portfolio management, and tax-efficient structures. Our services include access to specialist lenders, remortgaging strategies for portfolio growth, and regulatory compliance advice. We support both novice and experienced landlords with tailored financing options for residential and commercial investment properties.
Commercial Property Loans
Tailored financing for commercial property transactions. We arrange mortgages for business premises, investment properties, and development projects. Our expertise covers lending solutions for PLCs, partnerships, and limited companies. We offer access to specialist lenders for diverse property types including retail units, hospitality venues, and healthcare facilities, with flexible terms for both purchase and development financing.
Mortgage Protection Insurance
Essential insurance products to protect mortgage commitments. We provide level term, decreasing term, and family income benefit policies. Our advice ensures appropriate coverage for repayment and interest-only mortgages, with options for joint or individual policies. We help clients understand the importance of mortgage protection and select suitable policies that align with their financial circumstances and family needs.
Remortgaging Services
Expert guidance for homeowners seeking better mortgage terms. We analyse existing arrangements to identify savings opportunities through rate changes or loan restructuring. Our service includes market-wide comparisons, penalty calculations, and transition support. We specialise in helping clients with complex situations such as adverse credit histories or unusual property types secure improved financing solutions.
People
Derek Brodie
Mortgage Adviser
Certified mortgage adviser with over 20 years' experience in financial services. Established Regents Park Associates in 2003 after gaining extensive industry expertise. Specialises in residential and commercial mortgage solutions, with particular focus on first-time buyers and property investors. Maintains professional qualifications including Cert CII (MP) status.
Questions
What areas do you cover for mortgage services?
We provide mortgage advisory services nationwide with a particular focus on the East Midlands region. Our clients include homeowners and investors from all parts of the UK.
How do your mortgage fees work?
We offer flexible fee structures. Clients can choose between paying our advisory fee directly or having us receive a fee from the mortgage provider. We'll explain both options during your initial consultation.
Are your mortgage services regulated?
Yes, Regents Park Associates is directly authorised and regulated by the Financial Conduct Authority (FCA) under reference number 467741, ensuring we meet strict professional standards.
Do you help with first-time buyer mortgages?
Yes, we specialise in first-time buyer mortgages. Derek Brodie has extensive experience guiding new buyers through the process, including access to exclusive deals and government schemes.
Can you assist with buy-to-let property financing?
Yes, we provide comprehensive buy-to-let mortgage solutions. This includes advice on let-to-buy arrangements, portfolio management, and investment property financing options.
What mortgage protection options do you offer?
We provide life insurance solutions specifically designed for mortgage protection, including level term, decreasing term, and family income benefit policies to suit different mortgage types and client circumstances.
