Business Details
15 Years
experience
Trusted Mortgage & Financial Planning Services UK
At Crystal Clear Financial Planning, we are dedicated to providing expert financial guidance tailored to individual client needs. Established to simplify complex financial decisions, our services span mortgages, insurance, equity release, pensions, and estate planning. Our team of advisers operates across Derbyshire, Nottinghamshire, Leicestershire, Birmingham, Manchester, and Surrey, offering nationwide support. We prioritise transparency, personalised service, and long-term client relationships, ensuring clients receive competitive market solutions.Partnering with specialists like Chrysalis Wealth Management and The Secure Wills Company, we deliver comprehensive financial strategies. Our commitment to regulatory compliance and client education underscores our reputation as trusted advisers in the UK financial services sector.
Services
Mortgages
Protection Insurance
Estate Planning
Equity Release
Pensions Advice
Details
- Year established: 2011
Highlights and features
- We provide whole-of-market mortgage advice with access to leading lenders
- Our team offers impartial guidance on protection policies tailored to your needs
- Partnerships with specialist firms ensure comprehensive financial planning solutions
- Free initial consultation to establish your financial requirements
- Customer-focused approach with advisers covering the entire UK
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Smooth process
Exceptional service
Timely updates
Great communication
Highly recommend
Services
Mortgages
We offer whole-of-market mortgage advice, comparing hundreds of deals from various lenders to find competitive rates tailored to your financial circumstances. Our independent brokers help first-time buyers, remortgagers, and buy-to-let investors secure suitable mortgages while explaining options clearly. With no ties to specific lenders, we prioritise finding solutions that match your long-term property goals.
Protection Insurance
Our protection specialists help clients select appropriate insurance policies including life cover, income protection, and critical illness cover. Working with major UK providers, we assess your family's needs to establish safety nets against unforeseen events. We explain policy terms clearly and assist with claims processes, ensuring your financial security plans align with your personal circumstances and future aspirations.
Equity Release
Partnering with Viva Retirement, we provide expert equity release advice for homeowners seeking to access property wealth during retirement. We explain lifetime mortgages and home reversion plans, considering tax implications and estate planning impacts. Our specialists guide clients through documentation to ensure informed decisions that enhance retirement financial stability while maintaining regulatory compliance.
Estate Planning
Through Secure Wills Company partnerships, we offer estate planning services to protect your assets and wishes. Our advisers help create legally sound wills, considering inheritance tax planning and family provision requirements. We address sensitive topics with care, ensuring your estate distribution preferences are documented accurately while explaining executors' responsibilities and probate processes.
Pensions Advice
Chrysalis Wealth Management specialists provide pensions advice, helping clients optimise retirement savings through tax-efficient strategies. We assess existing pension arrangements, recommend suitable investment vehicles, and create income plans for retirement. Our guidance considers changing legislation and market conditions to maximise your retirement funds while maintaining risk-appropriate investment approaches.
People
Emma
Mortgage Adviser
Experienced mortgage adviser specialising in first-time purchases and remortgaging, known for clear communication and efficient transaction management. Clients praise her supportive approach during property transactions.
Jason
Mortgage Broker
Dedicated mortgage broker with expertise in complex cases, providing timely updates and comprehensive market analysis. Recognised for resolving challenging mortgage applications successfully.
Daniel
Financial Adviser
Enthusiastic financial adviser offering clear mortgage guidance, praised for responsiveness and positive approach during the application process.
Misbah
Adviser
Professional adviser delivering tailored financial solutions, appreciated for attentive service and cultural sensitivity in client interactions.
Rachel
Mortgage Specialist
Experienced mortgage specialist with a track record of successful client outcomes, recommended for expertise in market navigation and product selection.
Questions
What mortgage types do you advise on?
We cover all mortgage types including fixed-rate, tracker, variable, cashback, offset, and buy-to-let mortgages.
Do you offer equity release advice?
Yes, we provide equity release advice through our partnership with Viva Retirement, a multi-award-winning specialist.
Can you help with protection insurance?
We offer comprehensive protection insurance advice including life cover, income protection, and critical illness policies.
Do you provide will writing services?
Through our partnership with Secure Wills Company, we offer professional will writing and estate planning services.
What areas do you cover?
Our advisers operate nationwide with local offices in Derbyshire, Nottinghamshire, Leicestershire, Birmingham, Manchester, and Surrey.
What fees apply for mortgage advice?
Our mortgage advice fees start at £199 with a maximum of £498, depending on individual circumstances.
