Business Details
13 Years
experience
Award-Winning Chartered Financial Planners
Seabrook Clark was founded in 2013 by Matthew Clark with a vision to offer independent, trustworthy financial advice tailored to individual client needs. Our firm specialises in providing bespoke wealth management solutions, including financial planning, pension advice, and investment management, underpinned by integrity and expertise. We prioritise building long-term relationships with clients, ensuring our services are centred around their unique circumstances rather than financial products. As a team of Chartered Financial Planners, we combine over 20 years of industry experience with a commitment to transparency, evidenced by our open disclosure of portfolio performance history. Our holistic approach considers factors such as tax efficiency, inheritance planning, and later-life financial needs, supported by advanced professional qualifications. We operate with full regulatory oversight from the Financial Conduct Authority and maintain memberships in relevant professional bodies.Clients benefit from our tailored advice, which includes initial free consultations and regular review meetings to adapt strategies to changing market dynamics or personal situations. Our teams expertise extends to specialist areas like EIS/VCT investments, trust planning, and care fee arrangements, ensuring comprehensive coverage of client needs. We prioritise clear communication, avoiding technical jargon, and offer home visits or accessibility accommodations where appropriate. Our ethical policy mandates acting solely in clients best interests, with no hidden fees or commissions from product providers. We are committed to continuous professional development and environmental responsibility through electronic communication and sustainable practices.
Services
Financial Planning
Pension Advice
Investment Management
EIS/VCT Investments
Inheritance Tax Planning
Later Life Planning
Insurance Protection
Tax Planning
Mortgage Guidance
Cash Management
Details
- Year established: 2013
Highlights and features
- We focus on client needs over financial products
- Chartered Financial Planner status demonstrates industry-leading expertise
- Transparent fee structure with no hidden charges
- Specialist qualifications in trusts, estates, and later life planning
- 20+ years of combined experience in independent financial advice
Associations and certifications
- Chartered Financial Planner
- Financial Conduct Authority (FCA)
- Chartered Insurance Institute (CII)
- Personal Finance Society
- Pension Transfer Gold Standard
What people say
Award-winning expertise
Transparent fee structure
Personalised service
Comprehensive advice
Professional team
Services
Financial Planning
We develop tailored financial plans to support your desired lifestyle, ensuring long-term financial security. Our approach combines cash flow modelling with regular reviews to adapt to changing circumstances. Utilising advanced qualifications and market insights, we provide holistic advice on savings objectives, retirement planning, and protection strategies, ensuring alignment with your personal goals and risk tolerance.
Pension Advice
Our specialist pension advice focuses on maximising retirement security while optimising tax efficiency. We offer expertise in defined contribution schemes, drawdown strategies, and annuity options. With advanced G60 pension qualifications, we provide comprehensive reviews, transfer analysis, and direct property purchase guidance using pension funds, tailored to individual circumstances and future income requirements.
Investment Management
We offer discretionary and advisory investment services across nine risk-graded portfolios. Our approach combines strategic asset allocation with tactical positioning to maximise returns. Clients benefit from transparent performance reporting, ethical investment options, and regular portfolio reviews. We manage investments in line with client objectives while maintaining FCA regulatory compliance and professional oversight.
Inheritance Tax Planning
Our specialist inheritance tax planning utilises trusts, business relief investments, and lifetime gifting strategies. We create bespoke solutions to preserve family wealth while ensuring financial security during your lifetime. With expertise in both UK tax legislation and complex estate structures, we provide comprehensive advice on wills, lasting powers of attorney, and care fee planning to mitigate tax liabilities.
Later Life Planning
We specialise in financial planning for later life, including retirement income strategies, care fee arrangements, and lasting powers of attorney. Our approach addresses pension drawdown, investment risk management, and intergenerational wealth transfer. We work closely with legal professionals to ensure comprehensive planning for health, financial, and estate matters in later years.
People
Matthew Clark
Managing Director & Chartered Financial Planner
Founded Seabrook Clark in 2013 after identifying a need for independent, client-focused financial advice. Holds Chartered Financial Planner status, Certified Financial Planner designation, and specialises in trusts and estates. With over 20 years' experience, he combines technical expertise with a commitment to ethical financial planning.
Emma Ley
Finance Director
Joined Seabrook Clark in 2016, bringing veterinary sector experience to financial services. Focuses on client care and business development. Combines analytical skills with a commitment to excellence, managing the firm's financial operations while maintaining client-focused service standards.
Hayden Williams
Chartered Financial Planner
One of the UK's youngest Chartered Financial Planners, qualified at 25. Specialises in later life planning and investment management. Contributes to the firm's investment committee, combining technical expertise with a client-first approach to financial planning and portfolio management.
Harry Bailey
Chartered Financial Planner
Brings over four decades of financial services experience to the team. Specialises in retirement planning, estate management, and complex investment solutions. Collaborates with legal professionals to provide integrated financial planning for high-net-worth clients and trusts.
Mel Steeds
Technical Assistant
Supports the advisory team with over 30 years' experience in financial services. Specialises in pension and investment research, simplifying complex technical information for client communication while maintaining regulatory compliance and accuracy.
Questions
What qualifications do Seabrook Clark advisers hold?
Our advisers hold Chartered Financial Planner status, Certified Financial Planner designations, and specialist qualifications in trusts, estates, and later life planning.
How does Seabrook Clark ensure transparent investment management?
We provide full performance history of all managed portfolios and maintain no hidden fees or commissions from product providers.
What investment options are available?
We offer nine risk-graded model portfolios including ethical/ESG options, with both discretionary and advisory management approaches.
How does Seabrook Clark handle estate planning?
We provide specialist inheritance tax planning using trusts, business relief investments, and lifetime gifting strategies with attorney collaboration.
What services are available for later life planning?
We specialise in retirement income strategies, care fee planning, lasting powers of attorney, and pension drawdown arrangements.
How are investment decisions made?
We combine strategic asset allocation with tactical positioning, favouring actively managed funds while maintaining regular portfolio reviews.
