Business Details
20 Years
experience
Trusted Financial Advisers in Bristol
Established in 2006, Absolute Wealth Management is an independent financial advisory firm authorised by the Financial Conduct Authority (FCA). Our directors, Pete McBride and Simon Harnaman, bring over 50 years of combined experience in financial services, having previously worked with major institutions before founding their own independent practices. We specialise in providing clear, impartial advice on savings, pensions, and investments, tailored to individual client needs. Our philosophy centres on treating clients' finances as we would our own, prioritising integrity, transparency, and long-term financial clarity.With offices in Westbury Park, Bristol, we serve both local and national clients, offering face-to-face, phone, and online consultations. Our team includes experienced professionals in pensions, tax planning, and estate management, supported by efficient administrative staff. We actively engage with the local community through sponsorships and charity work, reflecting our commitment to both financial excellence and social responsibility.
Services
Pension Planning
Investment Management
Retirement Advice
Estate Planning
Protection Insurance
Details
- Year established: 2006
Highlights and features
- Over 50 years combined experience in financial services
- FCA-authorised independent financial advisers
- Personalised, client-centric service with local community ties
- Transparent fee structure and impartial advice
- Specialist expertise in pensions, tax efficiency, and estate planning
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Utterly trustworthy
Professional service
Great guy to do business with
No pressure applied
Perfectly tailored solutions
Services
Pension Planning
We help clients navigate pension consolidation, retirement income strategies, and tax-efficient withdrawals. Our FCA-authorised advisers provide tailored solutions for defined benefit schemes, SIPPs, and state pensions. With expertise in pension freedoms introduced since 2015, we ensure clients maximise their retirement income while maintaining compliance with regulatory requirements.
Investment Management
Our team creates diversified investment portfolios aligned with clients' risk tolerance and financial goals. We specialise in ISAs, general investment accounts, and tax-efficient strategies for inheritances or lump sums. Regular portfolio reviews ensure ongoing alignment with market conditions and personal circumstances, helping clients achieve long-term wealth growth.
Estate Planning
We provide tax-efficient solutions for passing wealth to future generations, including inheritance tax mitigation strategies. Our approach combines will writing, trust structures, and life insurance to protect assets while respecting clients' wishes. We ensure compliance with current legislation while minimising potential tax liabilities for beneficiaries.
Protection Insurance
We offer tailored protection solutions for individuals and businesses, including life insurance, critical illness cover, and income protection. Our advisers assess clients' specific needs to recommend cost-effective policies that safeguard families and business continuity. Regular policy reviews ensure coverage remains appropriate as circumstances change.
Cashflow Modelling
Using advanced cashflow planning tools, we create detailed financial forecasts to help clients visualise their financial future. This service integrates retirement planning, investment strategies, and risk management to ensure sustainable income throughout retirement. We help clients make informed decisions about major life events and long-term financial commitments.
People
Pete McBride
Director
With over 19 years' experience, Pete specialises in business owner financial planning. He previously ran his own firm for 13 years and combines technical expertise with community engagement through local Rotary groups and charity work.
Simon Harnaman
Director
A qualified accountant with 23 years' experience, Simon offers holistic financial advice informed by his background in business finance. He actively supports clients' long-term goals while maintaining personal interests in rugby and family life.
Catherine Gibby
Office Manager
Bringing project management expertise, Cath ensures operational efficiency across client services. Her focus on smooth systems management supports the firm's commitment to exceptional client service while pursuing personal interests in sports and travel.
Katherine Gould
Adviser Support
Kat provides essential administrative support for client portfolios, combining organisational skills with client-focused service. She balances work responsibilities with family life and community activities including local book clubs and sports.
Questions
Are you regulated by the Financial Conduct Authority?
Yes, Absolute Wealth Management is authorised and regulated by the Financial Conduct Authority (Ref No:586670), ensuring compliance with strict financial services standards.
What areas do you cover?
Based in Westbury Park, Bristol, we serve clients throughout the UK with both in-person and remote advisory services.
How do you charge for your services?
We provide transparent fee disclosures during initial consultations, with charges based on the complexity of services required and agreed in advance with clients.
Can you help with pension consolidation?
Yes, we specialise in pension reviews and consolidation strategies to simplify retirement planning while optimising tax efficiency and investment performance.
Do you offer ongoing support?
We provide regular portfolio reviews and continuous support to ensure financial plans remain aligned with changing personal circumstances and market conditions.
