Business Details
28 Years
experience
Chartered Financial Planning Services in Cirencester
Established in 1998, Proposito Financial Planning has built a reputation as a trusted Chartered Financial Planning firm dedicated to helping clients achieve meaningful financial security. Our team of experienced professionals specialises in retirement planning, inheritance tax mitigation, divorce-related financial guidance, and investment strategies tailored to individual goals. Through our proprietary LifePath methodology, we integrate lifestyle aspirations with financial planning to ensure clients' resources align with their desired futures.Recognised for both our Chartered status and industry awards, we combine technical expertise with a client-centric approach. Our commitment to transparency, ethical guidance, and ongoing support has earned us high client satisfaction scores, with 93% of clients reporting they would recommend our services. Based in Cirencester, we serve clients across the Cotswolds and beyond, prioritising long-term relationships grounded in trust and actionable planning.
Services
Retirement Planning
Inheritance Tax Planning
Divorce Financial Advice
Investment Strategies
LifePath Financial Planning
Money Coaching
Details
- Year established: 1998
Highlights and features
- We are Chartered Financial Planners, demonstrating industry-leading expertise and ethical standards.
- We have over 25 years of experience helping clients achieve financial security through tailored planning.
- Our LifePath methodology aligns financial strategies with individual lifestyle aspirations for holistic outcomes.
- We guarantee 93% client satisfaction rates through transparent, jargon-free communication and ongoing support.
- Our team provides award-winning service, combining technical knowledge with a client-first approach.
Associations and certifications
- Chartered Institute for Securities & Investment Accredited Financial Planning Firm
What people say
Exceptional and beneficial help
Family-friend relationship
Knowledgeable and approachable
Ethical and reliable guidance
Achieve financial and personal goals
Services
Retirement Planning
Our retirement planning service helps clients determine financial sustainability for their desired lifestyle post-retirement. We analyse pension pots, income sources, and living costs to create tailored strategies. Through regulated advice, we ensure clients understand tax implications, pension freedoms, and investment distributions.
Inheritance Tax Planning
We specialise in reducing inheritance tax liabilities through strategic gifting, trust structures, and investment vehicles. Our approach balances family needs with legal compliance, ensuring estates transfer efficiently to beneficiaries. Regular reviews adapt to changing legislation and personal circumstances.
Divorce Financial Advice
This service addresses financial settlements during divorce, including asset division, spousal maintenance, and future budgeting. We help clients understand pension sharing options and ensure equitable financial independence post-separation.
LifePath Financial Planning
Our proprietary LifePath methodology aligns financial strategies with personal goals. It combines lifestyle aspirations, technical financial planning, and ongoing refinement to support clients' evolving needs across different life stages, ensuring confidence and adaptability.
Money Coaching
Designed to improve financial habits, this service addresses mindset barriers and creates sustainable money management systems. Using structured coaching techniques, we help clients build healthier relationships with their finances and develop practical budgeting solutions.
People
Huw Jones
Director and Chartered Financial Planner
Huw has over 25 years' experience creating tailored financial solutions. He specialises in retirement planning and tax-efficient investments, combining technical expertise with empathetic guidance to build long-term client trust.
Sarah Egan
Paraplanner
Sarah provides critical analytical support for financial strategies, ensuring recommendations align with client goals. Her attention to detail and commitment to client education enhances the planning process across all service areas.
Anne Manning
Administrator
Anne ensures smooth client operations with meticulous organisation and responsive communication. Her role supports seamless service delivery, from appointment coordination to maintaining client records with professionalism and care.
Questions
Do you offer free initial financial consultations?
Yes, we provide a 15-minute introductory meeting at no cost to discuss your financial goals and assess how we can help.
What areas do you cover in financial planning?
We specialise in retirement planning, inheritance tax mitigation, divorce-related financial advice, investment strategies, and holistic LifePath planning.
How are your services regulated?
We are Chartered Financial Planners, regulated by the Financial Conduct Authority, and follow strict compliance standards for all our financial advice.
Can you help after major life changes?
Yes, we specialise in supporting clients through transitions like retirement, divorce, bereavement, or inheritance receipt, providing both emotional and financial guidance.
How do you charge for your financial services?
Our fees vary by service complexity. Visit our Fees page or discuss during your free consultation for transparent pricing details.
What makes your financial planning approach different?
Our LifePath methodology uniquely integrates lifestyle goals with technical financial planning, ensuring your money supports your desired quality of life long-term.
