Business Details
2 Years
experience
Expert Mortgage Brokers in the UK
Chartners Mortgage Broker is an independent mortgage brokerage firm dedicated to providing tailored financial solutions across the UK. With access to over 100 lenders and thousands of mortgage products, we prioritise client needs by offering impartial advice and comprehensive market analysis. Our team of experienced advisors specialises in identifying the most suitable mortgage options, ensuring transparency and clarity throughout the process. As an FCA-regulated entity, we adhere to strict compliance standards, maintaining 1.75 million professional indemnity cover for client protection. Our service model eliminates pressure selling, focusing instead on long-term client relationships built on trust and expertise.We streamline the mortgage application process by handling all paperwork and providing regular updates, supported by a unique four-step methodology that ensures efficiency. Our nationwide service accommodates diverse client circumstances, including first-time buyers, home movers, buy-to-let investors, and those seeking remortgage solutions. Client testimonials consistently highlight our responsiveness, technical proficiency, and commitment to securing optimal financial outcomes.
Services
First Time Buyer Mortgages
Buy To Let Solutions
Remortgage Services
Adverse Credit Advice
Right To Buy Mortgages
Details
- Year established: 2024
Highlights and features
- We offer 100% free impartial mortgage advice
- Access to 90+ lenders and 12,000+ mortgage products
- Exclusive broker-only deals unavailable to the public
- FCA-regulated with 1.75 million professional indemnity cover
- Nationwide service with dedicated personal advisors
Associations and certifications
- Financial Conduct Authority
- 1.75 million professional indemnity cover
What people say
Fantastic personable service
Excellent service
Secured mortgage quickly
Clear explanations
Dedication to best deals
Services
First Time Buyer Mortgages
Specialised mortgage solutions for first-time property purchasers. We help navigate government schemes like Right to Buy and identify competitive rates tailored to individual financial circumstances. Our advisors provide clear guidance through the entire purchasing process, ensuring clients understand all available options and associated obligations.
Buy To Let Solutions
Comprehensive support for property investors seeking buy-to-let financing. We access specialist lenders offering competitive terms for rental portfolios, considering factors like projected rental income and existing property holdings. Our service includes cashflow analysis and long-term investment strategy recommendations.
Remortgage Services
Expert guidance for homeowners seeking to optimise existing mortgage arrangements. We analyse current deals against market alternatives, considering factors like equity position and credit history changes. Our process ensures seamless transitions while maximising potential savings or equity release opportunities.
Adverse Credit Advice
Specialist support for clients with credit challenges. We work with lenders offering flexible underwriting criteria, focusing on individual circumstances rather than generic credit scores. Our advisors help rebuild mortgage eligibility through tailored financial planning and appropriate product matching.
Right To Buy Mortgages
Dedicated assistance for council tenants exercising Right to Buy entitlements. We coordinate with local authorities and housing associations to secure discounted purchase financing, ensuring compliance with specific scheme requirements while maintaining competitive rate negotiations with participating lenders.
People
Jack
Mortgage Advisor
Experienced mortgage specialist with over 15 years in the industry, specialising in complex cases and first-time buyer schemes. Known for clear communication and persistent follow-up.
David
Senior Advisor
Veteran mortgage professional with 20+ years' experience, focusing on portfolio investments and commercial property financing. Provides mentorship to junior team members.
Questions
Are Chartners Mortgages regulated by the FCA?
Yes, we are fully authorised and regulated by the Financial Conduct Authority (FCA) under reference number 593417.
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, buy-to-let investments, remortgaging, adverse credit cases, and Right to Buy schemes.
Do you charge fees for mortgage advice?
No, our mortgage advice is completely free regardless of whether you proceed with our recommended products.
How quickly can you process a mortgage application?
We typically secure agreement in principle within one hour and complete full applications within 4-6 weeks, depending on lender processing times.
Can you help with bad credit mortgages?
Yes, we specialise in adverse credit cases and work with lenders offering flexible underwriting criteria for challenging financial situations.
Do you offer nationwide mortgage services?
Yes, we provide mortgage services throughout the UK with our four-step process designed for remote client support.
