Business Details
Trusted Mortgage Brokers in St Ives | The Complete Mortgage Company
Established to simplify the mortgage process, The Complete Mortgage Company provides expert guidance tailored to individual needs. Our team specialises in first-time buyer mortgages, home mover transactions, remortgaging, buy-to-let investments, and contractor-specific solutions across the UK. With access to a comprehensive range of lenders and thousands of mortgage products, we cater to employed, self-employed, director, and contractor clients. Our commitment extends beyond mortgages through protection services including life insurance, critical illness cover, income protection, and home insurance. Client testimonials highlight our professional approach, clear communication, and ability to reduce stress during property transactions.We prioritise transparency, offering an initial consultation free of charge while maintaining compliance with the Data Protection Act 2018. Our St Ives-based team combines local expertise with nationwide coverage, providing flexible appointment options including evenings and weekends. By liaising directly with lenders, solicitors, and estate agents, we streamline the mortgage journey while maintaining strict adherence to Financial Conduct Authority regulations. Our proven track record demonstrates consistent delivery of tailored solutions that align precisely with client circumstances.
Services
First Time Buyer Mortgages
Home Mover Mortgages
Remortgaging
Buy-to-Let Mortgages
Contractor Mortgages
Life Insurance
Critical Illness Cover
Income Protection
Home Insurance
Protection Services
Highlights and features
- We cover the entire UK with tailored mortgage solutions
- Our team specialises in contractor and self-employed mortgages
- We provide comprehensive protection services including life insurance
- Free initial consultation with no obligation
- Proven track record with 100% client recommendation rate
Associations and certifications
- Financial Conduct Authority
What people say
Spot on!
Pleasure to do business
Refreshing approach
Highly recommend
Excellent service
Services
First Time Buyer Mortgages
Specialist mortgage solutions for first-time property purchasers. Our advisors help navigate the entire process from initial application to completion, ensuring access to competitive rates and government schemes. We provide clear guidance on affordability assessments and deposit requirements while maintaining FCA compliance throughout the transaction.
Remortgaging
Expert remortgaging services to help clients secure better rates or release equity. We analyse existing mortgage terms, compare thousands of products, and manage the transition process. Our team ensures clients understand early repayment charges and new loan conditions while optimising financial outcomes through strategic timing.
Buy-to-Let Mortgages
Tailored financing solutions for property investors. We offer access to specialist buy-to-let products with competitive rental coverage ratios. Our advisors provide cashflow analysis, stress-testing for interest rate changes, and guidance on tax implications. We maintain relationships with lenders offering flexible terms for portfolio landlords.
Contractor Mortgages
Dedicated mortgage products for contractors and freelancers. We work with lenders that accept day-rate income calculations and short-term contracts. Our team specialises in demonstrating income stability through contract renewals and industry demand analysis, overcoming traditional affordability assessment challenges.
Life Insurance
Comprehensive life cover solutions to protect mortgage obligations. We offer term and whole-of-life policies that align with loan repayment schedules. Our advisors ensure appropriate coverage levels for dependants while considering existing financial commitments, providing peace of mind alongside mortgage arrangements.
Questions
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, remortgaging, buy-to-let investments, and contractor-specific mortgages across the UK.
How does your mortgage advice process work?
We begin with a free initial consultation to understand your circumstances, then compare thousands of products to find the best solution while explaining all options clearly.
Do you offer protection services with mortgages?
Yes, we provide life insurance, critical illness cover, income protection, and home insurance to complement mortgage arrangements.
What fees apply for your mortgage services?
Our mortgage advice fees range from £295 to £495 depending on complexity, with all costs discussed and agreed before proceeding.
Are you regulated by financial authorities?
Yes, we operate as an appointed representative of HL Partnership Limited, authorised and regulated by the Financial Conduct Authority.
