Business Details
Trusted Chartered Accountants in Inverness
Stewart & Stewart has been delivering expert accounting and advisory services for over 30 years, serving clients across the Black Isle, Inverness, Ross-shire, and surrounding areas. Founded in the 1990s by James and Evelyn Stewart, our firm has grown to operate from two offices with a dedicated team committed to client-centric solutions. We specialise in tax compliance, business advisory, payroll management, and strategic financial planning, combining decades of experience with tailored approaches to meet individual client needs. Our directors, Adrian King and Fraser Stewart, lead a team with over 60 years of collective expertise, ensuring continuity and innovation in every service we provide.We prioritise transparency, proactive communication, and practical advice, helping businesses and individuals navigate complex financial landscapes with confidence. Our membership with ICAS (Institute of Chartered Accountants in Scotland) underscores our commitment to professional excellence and ethical standards. With a focus on long-term client relationships, we aim to exceed expectations through personalised support and actionable insights.
Services
Accounting
Business Advisory
Payroll Services
Tax Compliance
VAT Returns
Bookkeeping
Company Formation
Management Accounts
Highlights and features
- We have over 30 years of experience serving businesses and individuals in the Scottish Highlands.
- Our team includes ICAS-accredited professionals with expertise in tax and business advisory services.
- We provide tailored solutions to meet unique client requirements, from payroll management to inheritance tax planning.
- Our proactive approach ensures clients receive actionable insights to optimise financial outcomes.
- We maintain long-term relationships through transparent communication and a client-first ethos.
Associations and certifications
- ICAS
Services
Annual Accounts Preparation
We prepare accurate annual accounts for Companies House filings and tax returns while identifying tax-saving opportunities. Our team ensures compliance with deadlines and provides clear explanations to help clients understand their financial position. Services include abbreviated accounts to protect sensitive data and strategic advice for business improvement.
Business Advisory Services
From company formation to growth planning, we offer tailored advice on restructuring, performance monitoring, and financing. Our services include goal-setting, system implementation, and pricing strategy reviews to support sustainable business expansion. We also assist with raising capital and optimising operational efficiency.
Payroll and PAYE Returns
We handle payroll processing, RTI submissions, and auto-enrolment pensions to ensure compliance. Our services include payslip generation, staff cost analysis, and tax-efficient remuneration strategies. We also manage CIS returns and year-end P60s, reducing administrative burdens for employers.
Tax Compliance and Planning
We provide comprehensive tax compliance for individuals and businesses, including self-assessment, corporation tax, and inheritance tax planning. Our team advises on tax-efficient strategies, handles HMRC disputes, and offers protection against investigation fees. Proactive planning minimises liabilities while ensuring regulatory adherence.
VAT Registration and Returns
We assist with VAT registration, scheme selection, and return preparation. Our services include dispute resolution with HMRC and training on compliance processes. We ensure accurate submissions to avoid penalties and provide strategic advice on VAT-efficient business practices.
People
Adrian King
Director
Adrian King leads Stewart & Stewart's strategic direction, combining over 20 years of accounting expertise with a focus on client relationships. He specialises in business advisory services and tax planning, ensuring tailored solutions for growth-oriented clients.
Fraser Stewart
Director
Fraser Stewart oversees operational excellence and client service delivery. With a background in financial compliance and audit, he ensures rigorous standards across all accounting and tax advisory engagements, maintaining the firm's legacy of trust.
Bruce Elrick
Former Director
Bruce Elrick contributed to the firm's growth through expertise in corporate tax and business restructuring. He merged Viewfield Accountancy Practice with Stewart & Stewart in 2019, enhancing service capabilities before retiring in 2025.
James Smith
Senior Accountant
James Smith specialises in payroll compliance and personal tax returns, supporting clients with HMRC submissions and tax-efficient remuneration strategies. His attention to detail ensures accurate and timely service delivery for employer clients.
Angela McGuinnes
Tax Advisor
Angela McGuinnes provides expert tax planning advice, focusing on inheritance tax mitigation and business tax compliance. She assists clients in navigating complex regulations while identifying opportunities to reduce liabilities.
Questions
What accounting services do you offer?
We provide annual accounts preparation, management accounts, bookkeeping, and VAT compliance services tailored to businesses and individuals.
How can you help with business growth?
Our advisory services include company formation, restructuring, performance monitoring, and strategic planning to support sustainable growth.
Do you handle payroll and tax compliance?
Yes, we manage payroll processing, PAYE returns, self-assessment filings, and tax-efficient remuneration strategies for employers.
Are you qualified to handle tax disputes?
Our ICAS-accredited team represents clients in HMRC disputes, including tax investigations, penalties, and compliance challenges.
Which areas do you serve?
We operate across the Black Isle, Inverness, Ross-shire, and surrounding areas of the Scottish Highlands.
