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Business Details
21 Years
experience
Trusted Accountants in Inverness Supporting Small Businesses
Established in 2005, C M M Accountancy has been dedicated to supporting small businesses across the Highlands and beyond. Our team combines local expertise with cutting-edge technology to deliver tailored accounting solutions. With over 16 years of experience, we specialise in cloud accounting systems like Xero, ensuring compliance and efficiency for our clients. Our directors, Alan Cooper, Nicola Mackay, and Iona MacIntosh, bring decades of combined experience in accountancy and tax advisory. We pride ourselves on understanding the unique challenges faced by small businesses, having operated as one ourselves.

Our services span payroll, tax planning, business strategy, and cloud accounting, all designed to free up your time for core business activities. We maintain strong relationships with clients, many of whom have been with us since our inception. Our commitment to continuous adaptation ensures we meet evolving regulatory and technological demands. Client testimonials highlight our proactive approach, technical expertise, and personalised service. Headquartered in Inverness, we serve businesses nationwide while retaining the local knowledge that sets us apart.
Services
Cloud Accounting Payroll Services Business Planning Tax Compliance Consultancy Services Company Formations Management Accounts Tax Enquiries Xero Implementation Tax Planning
Details
  • Year established: 2005
Highlights and features
  • We have over 16 years of experience supporting small businesses in the Highlands.
  • Our team are certified Xero partners with expertise in cloud accounting systems.
  • We combine local market knowledge with national regulatory compliance expertise.
  • Our proactive approach ensures clients stay ahead of tax and compliance deadlines.
  • Client testimonials highlight our responsive, personalised service and technical excellence.
Associations and certifications
  • Xero
What people say
Excellent service Knowledgeable team Proactive support Time-saving solutions Technical expertise
Services
Cloud Accounting
Our cloud accounting services utilise Xero to streamline financial management for small businesses. We ensure real-time access to accurate financial data, automated reconciliations, and seamless HMRC compliance. Clients benefit from reduced administrative burdens and improved decision-making capabilities through up-to-date financial insights.
Payroll Services
We provide comprehensive payroll solutions covering salary calculations, tax deductions, and pension submissions. Our Xero and Sage-certified team ensures compliance with evolving regulations while saving businesses time. Clients receive accurate, timely payroll processing with expert support for complex payroll scenarios.
Business Planning
Our business planning services help clients navigate growth, restructuring, and succession strategies. We offer tailored financial forecasting, cash flow management, and expansion planning. With deep sector knowledge, we help businesses make informed decisions aligned with their long-term objectives.
Tax Compliance
We handle all aspects of tax compliance including income tax, corporation tax, and VAT returns. Our team stays current with regulatory changes to ensure accurate submissions. Clients receive proactive advice to minimise tax liabilities while maintaining full compliance with HMRC requirements.
Consultancy Services
Our consultancy services address complex financial challenges and business transformations. We support mergers, acquisitions, restructuring, and tax investigations. With experienced directors and a client-focused approach, we deliver practical solutions to enhance business performance and regulatory compliance.
People
Alan Cooper
Director
Chartered Accountant with 30 years' experience advising Highlands businesses. Specialises in accounts, tax planning, and business strategy. Leads client relationships and oversees technical standards at C M M Accountancy.
Nicola Mackay
Director
Tax expert with ATT qualification, specialising in compliance and complex tax cases. Manages HMRC investigations and provides strategic tax planning advice for business owners and directors.
Yvonne Urquhart
Senior Manager
Australian-qualified CA managing payroll and cloud accounting services. Brings international experience to support business clients with financial processes and system implementation.
Claire Fraser
Client Manager
ACCA-qualified client manager handling accounts, tax, and cloud solutions. Focuses on delivering responsive support to growing businesses and entrepreneurs across multiple sectors.
Kim McAllister
Payroll Senior
Specialist in payroll processing with extensive experience in Sage and Xero systems. Ensures accurate, compliant wage management for clients while providing practical HR support.
Questions
What accounting software do you specialise in?
We specialise in Xero, having been partners since 2013, and also work with Sage and FreeAgent to meet client needs.
Do you handle tax investigations?
Yes, our tax team manages HMRC investigations with expertise, providing representation and resolution services for business and personal tax cases.
Can you help with business succession planning?
Our directors provide comprehensive succession planning, covering sales, transfers, and retirement strategies tailored to your business structure.
How do you price one-off projects?
Fixed pricing is provided where possible; complex projects use hourly rates with regular progress updates to ensure transparency.
Are you MTD compliant?
Yes, we are Making Tax Digital compliant and certified for Xero Payroll and client migrations to ensure full HMRC compliance.
Do you offer payroll services?
We provide comprehensive payroll processing using Xero and Sage, including pension submissions and regulatory compliance for businesses of all sizes.