Business Details
Award-Winning Mortgage Brokers in London
Capital Fortune is an award-winning mortgage and insurance brokerage firm based in London. Established with a commitment to providing tailored financial solutions, we specialise in residential and buy-to-let mortgages, catering to clients with both standard and complex requirements. Our team of experienced advisers works nationally across the UK, offering a holistic approach to mortgage brokering by leveraging long-standing relationships with major lenders.We prioritise transparency, avoiding credit scoring during initial assessments to protect client scores, and provide accurate borrowing estimates through in-depth knowledge of underwriting policies. With a focus on building long-term client relationships, we combine regulatory compliance, direct access to underwriters, and competitive pricing to deliver reliable, client-centric services.
Services
Mortgage Brokerage
Buy-to-Let Mortgages
Remortgage Services
Insurance Brokering
Self-Employed Mortgages
Highlights and features
- Award-winning holistic mortgage advisory services
- Direct access to lender underwriters nationwide
- Transparent fee structure with no initial credit scoring
- Specialists in complex cases like self-employed and expats
- Fast decisions with competitive mainstream rates
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Prompt help
Professional team
Timely responses
Competitive rates
Services
Mortgage Brokerage
We provide comprehensive mortgage advisory services across the UK. Our experts help clients secure residential and buy-to-let mortgages through a holistic assessment of their financial circumstances. With access to a wide lender panel, we specialise in complex cases including self-employed individuals, expats, and non-standard properties. Our fee structure includes an upfront payment with full refunds if applications fail during initial underwriting.
Buy-to-Let Mortgages
Specialist buy-to-let mortgage solutions for property investors. We offer tailored advice on portfolio management, refinancing, and new purchases. Our team understands the unique challenges of landlords, providing access to competitive rates and flexible terms. Services include portfolio restructuring and assistance with HMOs, holiday lets, and commercial-residential hybrids.
Remortgage Services
Expert remortgaging guidance to secure better rates and terms. We help clients reduce monthly payments, release equity, or consolidate debts. Our process includes market analysis, application support, and negotiation with existing lenders. We specialise in complex remortgage cases requiring holistic underwriting approaches.
Insurance Brokering
Comprehensive insurance advisory services including life, critical illness, and income protection policies. We help clients select appropriate coverage levels and providers that complement their mortgage arrangements. Our advisers ensure policies meet lender requirements while providing adequate financial security for clients' dependants.
Self-Employed Mortgages
Tailored mortgage solutions for self-employed individuals and contractors. We address unique income verification challenges through specialist lender relationships. Services include income assessment strategies, documentation preparation, and access to lenders accepting non-traditional income proofs like SA302 forms and accountant-certified statements.
People
Rob Killeen
Managing Director
Rob leads Capital Fortune's strategic direction with extensive mortgage industry experience. He oversees advisory services and maintains key lender relationships, ensuring clients receive expert guidance through complex market conditions.
Peter Bartlett
Senior Mortgage Adviser
Peter specialises in complex mortgage cases, providing tailored solutions for clients with non-standard requirements. His expertise includes buy-to-let portfolios and high-value property transactions across the UK.
Chloe Artiss
Mortgage Consultant
Chloe assists clients with residential purchases and remortgages, focusing on first-time buyers and expatriates. She ensures smooth transaction processes with clear communication and timely responses.
Questions
What mortgage services do you offer?
We provide residential mortgages, buy-to-let loans, remortgaging, self-employed mortgages, and specialist products for expats and non-standard properties.
Are your mortgage fees transparent?
Yes, our total fee is £1495 with £495 payable upfront. We guarantee refunds if applications fail initial underwriting assessments.
Do you help with complex mortgage cases?
Yes, we specialise in complex situations including self-employed clients, expatriates, and non-standard income verification requirements.
How do you assess mortgage affordability?
We use holistic assessments without initial credit scoring, considering individual circumstances and lender-specific underwriting criteria.
Can you assist with insurance products?
Yes, we offer life insurance, critical illness cover, and income protection policies tailored to mortgage requirements.
Do you operate nationwide?
Yes, we advise clients across the UK, including Northern Ireland, with particular expertise in London's property market.
