Business Details
Expert Mortgage Advisers in Milton Keynes
Access Financial Services is a group of industry-leading finance experts dedicated to providing tailored mortgage and financial solutions. With a focus on customer-centric service, we prioritise our clients' needs by leveraging years of experience to secure deals unavailable on the high street. Our mission is to empower clients to achieve their financial goals, whether purchasing a first home, remortgaging, or exploring equity release. We operate under a clear set of values, including honesty, integrity, and excellence in customer service, while maintaining transparency in our commission models.Our team undergoes rigorous training to ensure they remain at the forefront of industry innovation, offering straightforward advice explained in accessible language. Regulated by the Financial Conduct Authority, we combine market expertise with a commitment to building long-term relationships, ensuring clients feel supported throughout their financial journey.
Services
Mortgage Brokers
Equity Release
Protection Plans
Commercial Mortgages
Bridging Loans
Highlights and features
- We offer 15+ years of combined experience in financial services.
- Our team provides transparent commission models and market-leading offers.
- We are regulated by the Financial Conduct Authority (FCA).
- We compare hundreds of mortgage deals to find your perfect fit.
- Our bespoke training ensures brokers deliver cutting-edge financial solutions.
Associations and certifications
- Financial Conduct Authority
What people say
Expert guidance
Competitive deals
Responsive support
Transparent process
Tailored solutions
Services
Mortgage Brokers
We provide expert mortgage brokerage services, helping clients secure competitive deals tailored to their financial circumstances. Our brokers compare hundreds of options to find the perfect fit, whether for first-time buyers, remortgaging, or buy-to-let investments. With access to exclusive offers and transparent commission models, we ensure clients receive market-leading solutions while maintaining clear communication throughout the process.
Equity Release
Our equity release specialists help clients access funds tied to their property without relocating. Designed for homeowners over 55, this service provides lump sums or regular payments to support retirement goals. We explain risks and features clearly, ensuring informed decisions. Clients retain residency rights, and our team works with leading lenders to offer competitive rates while adhering to regulatory standards.
Commercial Mortgages
We offer commercial mortgage solutions for businesses seeking property financing, including owner-occupied premises, investment properties, and development funding. Our brokers specialise in navigating complex lending criteria to secure tailored deals. While these products are unregulated, we prioritise transparency and client education, ensuring businesses understand terms and risks before proceeding.
Protection Plans
Our protection services include life insurance, critical illness cover, and income protection to safeguard clients against unforeseen circumstances. We tailor policies to individual needs, ensuring financial security for families or businesses. Our advisers explain options clearly, helping clients choose plans that align with their long-term goals and risk profiles.
Bridging Loans
We facilitate bridging loans for clients requiring quick funding to secure property purchases before selling existing assets. These short-term solutions are ideal for time-sensitive transactions, though they carry higher interest rates. Our team explains terms transparently, ensuring clients understand repayment obligations and exit strategies.
People
Karl Wilkinson
Founder
Karl has 15 years of experience in financial services and founded Access Financial Services to provide honest, customer-focused mortgage advice. He prioritises training new brokers and fostering industry innovation while maintaining a client-first approach.
Questions
What mortgage types do you offer?
We offer residential, commercial, equity release, buy-to-let, and bridging mortgages, tailored to individual or business needs.
Are you regulated by the FCA?
Yes, we are regulated by the Financial Conduct Authority under registration number 301173 for mortgage and insurance services.
How do I start an equity release application?
Contact us via phone or email to schedule a consultation, where we'll explain options and guide you through the process.
Do you charge fees for mortgage advice?
We receive commission from lenders, which we disclose transparently during your customer journey.
Can I remortgage with poor credit?
Yes, we work with lenders offering solutions for clients with adverse credit histories, though terms may vary.
What areas do you serve?
We operate nationwide across the UK, with offices in Milton Keynes and London.
