Business Details
17 Years
experience
Trusted Mortgage & Protection Services in Yateley
Elmbank Mortgages is a mortgage and protection brokerage established in Yateley, Hampshire, with over 25 years of combined industry experience. Our team specialises in providing tailored mortgage solutions and insurance products to suit individual client circumstances. We operate as an appointed representative of PRIMIS Mortgage Network, offering access to the whole mortgage market while maintaining an unbiased approach to financial advice.Our community-focused ethos is demonstrated through charitable donations to local causes, including 10 per mortgage to Launchpad Reading and 10 per protection application to local hospices. With a dedicated team of professionals, we guide clients through the mortgage process from initial consultation to completion, ensuring transparent communication and compliance with UK regulatory standards.
Services
Mortgage Advice
Protection Insurance
Mortgage Calculator
Budget Planner
Buy-to-Let Mortgages
Details
- Year established: 2009
Highlights and features
- We offer 25+ years of combined mortgage advisory experience
- Our team provides unbiased advice with whole-of-market access
- We charge a transparent 149 typical fee for mortgage advice
- We support local charities through 10 donations per transaction
- Our FCA-regulated services ensure compliance with UK standards
Associations and certifications
- Financial Conduct Authority
What people say
Extremely professional
Friendly and willing to help
Outstanding service
Top class communication
Highly recommend
Services
Mortgage Advice
We provide comprehensive mortgage advisory services tailored to individual financial circumstances. Our FCA-regulated team offers access to the entire mortgage market, including fixed-rate, tracker, and buy-to-let options. With expertise in first-time buyer schemes and remortgaging strategies, we help clients secure optimal financing solutions for residential property purchases.
Protection Insurance
Our protection insurance services include life cover, critical illness cover, and income protection policies. We specialise in creating bespoke insurance packages that safeguard clients' financial security against unforeseen circumstances. Our offerings also include family income benefit plans and tailored insurance solutions that complement mortgage arrangements.
Buy-to-Let Mortgages
We specialise in buy-to-let mortgage solutions for property investors. Our services include portfolio management strategies and access to specialist landlord products. While not FCA-regulated for most buy-to-let mortgages, we provide expert guidance on investment property financing options and market trends affecting rental property portfolios.
People
Sara Barker
Director and Founder
BSc (Hons) graduate with 30 years' financial services experience, specialising in mortgages since 2000. Founded Elmbank Mortgages in 2009, relocating to Yateley in 2019. Holds CeMAP qualifications and has extensive whole-of-market expertise.
Helen Anstey
Case Manager
Joined Elmbank in 2011 with prior banking and occupational health experience. Manages mortgage applications through lender communication and document coordination, ensuring timely completion of transactions while maintaining client updates.
James Mulder
Mortgage Adviser
CeMAP-qualified adviser since 2023 with estate agency background. Specialises in buy-to-let mortgages and portfolio landlord solutions. Provides market-wide mortgage product analysis to meet client investment requirements.
Tracy Ryan
Protection Adviser
BA (Hons) graduate with operational management background. Specialises in life insurance, critical illness cover, and income protection policies. Creates tailored insurance packages to complement mortgage arrangements and protect family financial security.
Siobhan Freeman
Completions Co-ordinator
BA (Hons) graduate managing post-offer mortgage completions. Coordinates legal documentation and insurance requirements while monitoring mortgage rate expiration dates to ensure seamless transaction finalisation.
Questions
What mortgage types do you offer?
We offer fixed-rate, tracker, discounted, capped, offset, and flexible mortgages for first-time buyers, home movers, buy-to-let investors, and those using government schemes.
Do you charge for mortgage advice?
Our typical fee is £149 for mortgage advice, though this may vary depending on individual circumstances and transaction complexity.
How do you help with protection insurance?
We provide life insurance, critical illness cover, income protection, and family income benefit policies tailored to your mortgage requirements and personal circumstances.
Are you regulated by the FCA?
Yes, we operate as an appointed representative of PRIMIS Mortgage Network, which is authorised and regulated by the Financial Conduct Authority.
What areas do you serve?
We primarily serve Yateley, Hampshire and Reading, Berkshire, with remote services available nationwide through phone and email consultations.
