Business Details
Your Trusted Mortgage Advisers in Southampton
Established as a trusted provider of independent mortgage advice, we specialise in helping clients navigate the complexities of home financing. Our team of experienced advisers has arranged over 332 million in mortgages in 2024 alone, serving first-time buyers, home movers, buy-to-let investors, and self-employed individuals. With a nationwide reach and a commitment to personalised service, we offer remote consultations via Zoom or Teams, alongside face-to-face meetings for those who prefer direct interaction. Our advisers conduct comprehensive market searches to identify tailored mortgage solutions, ensuring clients secure the most suitable deals for their unique circumstances. Backed by regulatory oversight from the Financial Conduct Authority, we prioritise transparency, client education, and long-term financial security.Our extensive resources, including detailed guides and protection products, empower clients to make informed decisions about mortgages and associated risks. Positive client testimonials highlight our professionalism, responsiveness, and ability to simplify the mortgage process. As an appointed representative of The Choice IFA Network Ltd, we maintain rigorous standards of expertise and ethical practice. Our offices across southern England provide localised support while serving a national clientele. Through continuous engagement with market trends and regulatory developments, we ensure our advice remains current and actionable. Our dedication to client satisfaction is reflected in repeat business and referrals, underscoring our position as a reliable partner in achieving property goals.
Services
First Time Buyer Mortgages
Home Mover Mortgages
Remortgages
Buy to Let Mortgages
Contractor Mortgages
Highlights and features
- We offer independent mortgage advice with nationwide coverage.
- Our advisers have arranged over 332 million in mortgages in 2024.
- We provide tailored solutions for first-time buyers and buy-to-let investors.
- We offer remote consultations via Zoom or Teams for convenience.
- Our team includes experienced advisers with proven client satisfaction.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Highly recommended
Professional and clear
Stress-free process
Best deals
Services
First Time Buyer Mortgages
We specialise in guiding first-time buyers through the mortgage process, from application to completion. Our advisers help clients understand eligibility criteria, deposit requirements, and available incentives. By analysing market options, we identify competitive rates tailored to individual financial circumstances, ensuring a transparent and stress-free experience for new buyers.
Buy to Let Mortgages
Our buy-to-let expertise caters to both novice and experienced property investors. We assess portfolio requirements, rental income projections, and tax implications to secure suitable financing. With access to specialist lenders, we help clients optimise returns while navigating regulatory requirements for investment property acquisitions.
Remortgages
We assist homeowners in reviewing existing mortgage terms to identify opportunities for better rates or additional borrowing. Our process includes evaluating exit fees, comparing market deals, and negotiating terms to reduce monthly payments or fund home improvements without compromising financial stability.
Contractor Mortgages
Tailored solutions for contractors and self-employed professionals address unique income verification challenges. We work with lenders that specialise in variable income assessments, ensuring fair evaluations of affordability and helping clients secure mortgages based on contract rates or company turnover.
Mortgage Protection
Our protection services include mortgage life insurance and income protection policies designed to safeguard repayments during unforeseen circumstances. We advise on coverage levels and policy terms to ensure financial resilience against illness, injury, or loss of income, providing peace of mind for homeowners.
People
Ben Kany
Mortgage Adviser
With over a decade of experience, Ben specialises in buy-to-let and residential mortgages. Clients praise his knowledge, efficiency, and ability to secure competitive deals with minimal fuss for long-term clients.
Paul
Senior Adviser
Paul provides expert guidance on first-time buyer and home mover mortgages. Recognised for reliability and clear communication, he simplifies complex processes while maintaining a client-focused approach throughout transactions.
Jodie
Mortgage Consultant
Jodie supports clients with mortgage applications and protection products. Her proactive updates and responsiveness ensure smooth transactions, particularly for first-time buyers navigating initial property purchases.
Chris
Adviser
Chris offers ongoing mortgage support, including remortgaging solutions. Known for anticipating client needs, he maintains long-term relationships by proactively identifying opportunities to optimise mortgage terms and reduce costs.
Tracey
Mortgage Specialist
Tracey focuses on first-time buyer mortgages and life insurance integration. Her professional approach combines thorough explanations with practical advice, ensuring clients understand all aspects of their mortgage commitments.
Questions
What mortgage options exist for first-time buyers?
We offer tailored first-time buyer mortgages with competitive rates, guidance on deposit requirements, and access to government schemes like Help to Buy.
Can self-employed individuals get mortgage assistance?
Yes, we specialise in contractor and self-employed mortgages, working with lenders that understand variable income structures and business finances.
Do you provide remortgage advice?
We review existing mortgages to identify better rates, fixed-term deals, or options for releasing equity to fund home improvements or debt consolidation.
Are buy-to-let mortgages available?
We offer buy-to-let mortgages for both novice investors and experienced landlords, considering rental income projections and portfolio growth strategies.
What protection products do you recommend?
We advise on mortgage life insurance, income protection, and critical illness cover to safeguard repayments during unexpected financial shocks.
How do I start the mortgage process?
Book a free 20-minute discovery call to discuss your goals, receive a market overview, and get personalised recommendations for your circumstances.
