Business Details
Your Trusted Commercial Mortgage Broker in Christchurch
Access Commercial is a leading UK commercial mortgage broker with decades of combined expertise in providing tailored finance solutions across the commercial industry. Our team of highly trained professionals specialises in delivering fast, reliable funding for diverse sectors including agriculture, leisure, retail, and industrial properties. With access to all major lenders and a proven track record of securing competitive rates, we prioritise swift processing - often making funds available within two weeks.As members of the National Association of Commercial Finance Brokers and an Appointed Representative of FC Funding (FCA-regulated), we adhere to strict ethical standards while offering bespoke advice for businesses with standard or adverse credit histories. Our nationwide service ensures clients receive targeted support for complex financing needs, from development projects to short-term business funding.
Services
Commercial Mortgages
Agricultural Mortgages
Bed and Breakfast Mortgages
Land Mortgages
Business Finance
Development Finance
Bridging Finance
Short Term Business Finance
Office Mortgages
Retail Mortgages
Highlights and features
- We offer 60+ years of combined experience in commercial finance.
- Our team secures funding within two weeks of application.
- We specialise in adverse credit mortgage solutions.
- We provide nationwide coverage with localised expertise.
- Our staff hold proven track records in diverse lending sectors.
Associations and certifications
- Financial Conduct Authority
- National Association of Commercial Finance Brokers
Services
Commercial Mortgages
We specialise in commercial mortgages for property purchases, refinancing, and development projects. Our solutions cater to businesses across sectors, offering competitive rates and rapid funding. With access to major lenders, we provide tailored advice for office spaces, retail units, and industrial properties.
Agricultural Mortgages
Our dedicated agricultural finance team understands complex land-use regulations. We secure mortgages for farms, estates, and rural enterprises, ensuring compliance with sector-specific requirements. Clients benefit from expert guidance on lender selection and funding structures tailored to agricultural operations.
Bed and Breakfast Mortgages
We provide specialised financing for hospitality businesses, including 100% mortgage options. Our consultants navigate planning permissions and income verification challenges, offering solutions for new purchases or refinancing existing properties to expand guest accommodation facilities.
Land Mortgages
Our land mortgage solutions cover greenfield sites, development plots, and agricultural land. We connect clients with lenders offering flexible terms for vacant land purchases, ensuring funding aligns with planning permissions and intended usage.
Short Term Business Finance
We facilitate rapid funding solutions for businesses facing cash flow gaps or time-sensitive opportunities. Our adverse credit specialists work with niche lenders to secure short-term financing, even for complex cases requiring non-traditional underwriting approaches.
Questions
What types of commercial mortgages do you offer?
We provide mortgages for agricultural properties, retail units, offices, industrial sites, B&Bs, and land purchases. Our solutions include development finance and short-term bridging loans.
How quickly can funds be arranged?
We typically make funds available within two weeks of receiving a complete application, with expedited options for urgent business needs.
Can I get a mortgage with adverse credit?
Yes. Our specialist team works with lenders offering tailored solutions for businesses with credit challenges, ensuring fair assessments based on current circumstances.
Do you work with UK-wide lenders?
We partner with all major UK lenders and specialists, ensuring access to competitive rates and niche products unavailable through high-street banks.
What documentation is required for applications?
Standard requirements include business accounts, property details, and income verification. Our team guides clients through specific documentation needed for their mortgage type.
