Business Details
24 Years
experience
Trusted Loan Brokers in Southampton | Express Finance Loans
Express Finance Loans has been a trusted credit brokerage service for over two decades, specialising in connecting clients with tailored loan solutions. As an FCA-registered broker, we prioritise accessibility for tenants and individuals with past credit challenges, offering unsecured, secured, and short-term loans through a network of reputable lenders. Our expertise lies in simplifying complex financial processes, providing instant decisions, and maintaining transparency with no upfront fees.With a deep understanding of credit markets and a commitment to client support, we guide applicants through every step, ensuring affordability assessments and compliance with regulatory standards. Our team's extensive experience in debt consolidation and credit rehabilitation has helped thousands of UK residents secure funding for diverse needs, from emergency expenses to long-term financial restructuring.
Services
Unsecured Loans
Tenant Loans
Consolidation Loans
Bad Credit Loans
Short-term Loans
Guarantor Loans
Homeowner Loans
Small Loans
Details
- Year established: 2002
Highlights and features
- 20+ years of loan brokerage experience
- Instant online loan decisions available
- No upfront fees for our services
- Specialists in tenant and bad credit loans
- FCA-regulated broker with proven lenders
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Quick approval process
Helpful for bad credit cases
Instant decisions available
Flexible repayment options
Accessible to tenants
Services
Unsecured Loans
Flexible unsecured loans from 100 to 15,000 for tenants and homeowners with no asset requirements. Ideal for debt consolidation or unexpected expenses, featuring fixed APR rates and repayment terms up to five years. Instant online decisions available with same-day payouts upon approval.
Bad Credit Loans
Specialist loans for applicants with adverse credit histories, including CCJs or past defaults. Offers from 100 to 15,000 with tailored repayment plans to help rebuild credit scores. Lenders consider individual circumstances rather than automated credit scoring systems.
Consolidation Loans
Loan products designed to combine multiple debts into single monthly payments. Available for both secured and unsecured debts, with terms up to 20 years for homeowners. Helps simplify finances while potentially reducing overall interest costs.
Guarantor Loans
Unsecured loans requiring a guarantor with good credit history, ideal for applicants with limited or poor credit records. Loan amounts from 500 to 15,000 with fixed interest rates, offering repayment terms of 15 years.
Short-term Loans
Quick-access loans up to 750 for unexpected expenses, repayable over 23 months. Designed for immediate financial needs with streamlined online applications and potential same-day funding for approved applicants.
Questions
Can I get a loan with bad credit?
Yes, we specialise in loans for applicants with adverse credit histories, including CCJs and past defaults.
How quickly can I receive funds?
Approved applicants may receive funds within hours through our instant payout system.
Are there fees for your services?
No, we don't charge upfront fees - our income comes from lender commissions.
What loan amounts are available?
We offer loans from £100 to £75,000 depending on loan type and applicant circumstances.
Do you perform credit checks?
Yes, but we consider your full circumstances rather than relying solely on credit scores.
Can tenants apply for loans?
Yes, we specialise in unsecured loan options for tenants without requiring property security.
