Ratesetter

At RateSetter, we're dedicated to helping individuals and businesses achieve their goals by providing innovative financial solutions. As a trading name of Metro Bank PLC, we're proud to be part of a reputable and award-winning bank.

Our History

RateSetter was founded in 2010 as a pioneering peer-to-peer lending platform. We quickly grew to become the UK's most popular peer-to-peer lender, with over 800,000 customers. In 2020, we were acquired by Metro Bank, marking the beginning of an exciting new chapter for RateSetter. As a key part of Metro Bank's strategy, we're now focusing on delivering market-leading personal loans and exceptional customer service.

Our Mission

At RateSetter, we're committed to making a positive impact on people's lives. We believe that everyone deserves access to flexible, affordable, and simple financial solutions. Our dedicated UK customer service team is always on hand to provide personalized support and guidance.

What We Offer

At RateSetter, we offer a range of innovative products and services designed to help individuals and businesses achieve their goals. Our award-winning personal loans are designed to be simple, fast, and affordable, with a focus on delivering exceptional customer service.

Why Choose Us

Here are just a few reasons why RateSetter stands out from the rest:

• Award-winning loan provider: We've been recognized for our excellence in lending, with a 4.9/5 rating on Smart Money People.
• Dedicated UK customer service team: Our friendly and knowledgeable team is always on hand to provide personalized support and guidance.
• FCA authorised and regulated: We're authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

Our Partnership with Metro Bank

As a trading name of Metro Bank PLC, we're proud to be part of a reputable and award-winning bank. Our partnership with Metro Bank enables us to offer our customers a wider range of products and services, with the added security and stability of a well-established bank.

Get in Touch

If you have any questions or would like to learn more about our products and services, please don't hesitate to get in touch. Our dedicated UK customer service team is always ready to help.

Company Information

RateSetter is a trading name of Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. 'Metrobank' and 'RateSetter' are registered and licensed trademarks of Metro Bank PLC. Loans are subject to status and affordability, the rate and fee you pay will depend on your credit profile. Over 21s only.