Business Details
17 Years
experience
Emergency
services
Short Term Loans Up to 1,000 in London
At Mr Lender, we have been a trusted provider of short-term credit solutions since 2009, operating under the Financial Conduct Authority's regulation with registration number 673310. Our commitment to responsible lending is demonstrated through rigorous credit assessments and affordability checks, ensuring we only offer loans to customers who can repay them. With over 35,025 five-star reviews across trusted platforms, we maintain transparency in our lending practices, offering clear repayment schedules and no hidden fees.Our team of experienced professionals delivers personalized support through a UK-based call centre open seven days a week, and we have been recognised with industry awards including Alternative Lender of the Year at the 2020 Credit Awards. We prioritise customer protection through secure data handling practices registered under ICO number Z1575177.
Services
Short Term Loans
Instalment Loans
Payday Loans
Instant Loans
Quick Loans
Details
- Year established: 2009
Highlights and features
- No upfront fees or late payment charges
- 24/7 UK-based customer support
- FCA-regulated lending practices
- Over 35,025 five-star customer reviews
- Funds available within one hour of approval
Associations and certifications
- Financial Conduct Authority
What people say
Excellent customer service
Quick approval process
Transparent terms
Flexible repayments
Immediate fund transfers
Services
Short Term Loans
Our short-term loans provide flexible borrowing options between 200 and 1,000, repayable over 3-6 months. The decreasing instalment structure ensures affordability as interest is charged only on the outstanding balance. This solution suits unexpected expenses like car repairs or home maintenance, with funds typically transferred within one hour of approval. The representative APR of 1,256.4% reflects our transparent pricing model.
Instalment Loans
Instalment loans allow structured repayment of amounts between 200 and 1,000 through monthly decreasing payments. This approach reduces financial pressure by aligning instalments with your pay cycle, with no penalties for early repayment. Our system automatically collects payments on agreed dates, and customers benefit from 24/7 account management through our online portal.
Payday Loans
Payday loans offer rapid access to funds up to 1,000 for urgent needs, with repayment aligned to your salary schedule. Our automated system processes applications 24/7, and approved loans typically reach accounts within one hour. We maintain responsible lending standards through mandatory credit checks and affordability assessments conducted by our in-house team.
Responsible Lending
Our responsible lending framework includes mandatory credit checks, affordability assessments, and transparent loan agreements. We adhere to the Treating Customers Fairly initiative and maintain FCA compliance through regular audits. Customers receive clear information about borrowing costs and have access to free debt advice resources through our website.
Customer Support
We provide round-the-clock customer support through phone, live chat, and email channels. Our UK-based team handles account inquiries, repayment arrangements, and financial difficulty cases with discretion. Specialist support is available for customers facing hardship, with options to restructure repayment plans or access external debt advice services.
Questions
What loan amounts can I borrow?
We offer loans between £200 and £1,000, with first-time borrowers limited to £500. Amounts depend on affordability assessments.
How quickly can I receive funds?
Approved loans typically transfer within one hour through our automated system, subject to banking hours.
What repayment options are available?
Choose 3-6 month terms with decreasing instalments. Early repayment is permitted without penalties.
Are there any additional fees?
We charge no upfront fees, late payment charges, or early repayment penalties. Interest is 0.8% daily on outstanding balances.
How does responsible lending work?
We conduct credit checks and affordability assessments to ensure loans match your financial capacity, complying with FCA regulations.
