Business Details
22 Years
experience
Your Trusted Mortgage Broker in Waterlooville
Swift Mortgages is a mortgage brokerage established in 2004, serving clients across the UK from offices in Portsmouth, Southampton, and Dorset. With over 19 years of experience, we specialise in providing tailored mortgage and insurance solutions for first-time buyers, homeowners, and businesses. Our team of experienced advisers offers access to thousands of mortgage products, including exclusive deals unavailable on the high street. We prioritise client needs by completing all paperwork, liaising with lenders and solicitors, and offering automatic mortgage reviews to ensure ongoing suitability. Our commitment to transparency includes clear fee structures, with a typical mortgage advice fee of 249.We operate through multiple communication channels, ensuring a stress-free process while maintaining compliance with Financial Conduct Authority regulations. Our services extend to life insurance, critical illness cover, and income protection, supported by partnerships with leading insurers. We focus on simplifying complex mortgage products and providing long-term support, including reminders for fixed-rate expiry dates. Our reputation is built on customer recommendations, reflecting our dedication to professional, courteous, and efficient service delivery.
Services
Mortgages
Remortgages
Life Insurance
Buy-to-Let Mortgages
Commercial Mortgages
Debt Consolidation
Right To Buy
Shared Equity
Shared Ownership
Overseas Mortgages
Details
- Year established: 2004
Highlights and features
- We offer access to 1000's of mortgage products
- We complete all paperwork on your behalf
- We liaise with lenders, surveyors, and solicitors
- We provide automatic mortgage reviews for lifetime suitability
- We have a commitment to personalised service across communication channels
Associations and certifications
- Financial Conduct Authority
Services
Mortgages
Swift Mortgages provides tailored residential mortgage solutions for first-time buyers and homeowners. We access thousands of products, including exclusive deals, to match client financial profiles. Our service includes application support, lender negotiations, and ongoing mortgage reviews to ensure continued suitability.
Remortgages
We help clients reduce monthly payments, consolidate debt, or release capital through remortgaging. Our advisers assess market options to find competitive rates, considering fixed-rate stability or flexible mortgage features. We explain implications of extending loan terms and coordinate with legal professionals during transitions.
Life Insurance
Our life assurance policies protect mortgages and provide income for dependants. We offer term-based lump sum payouts and combined critical illness cover. Advisers explain policy benefits, including business protection and savings plan funding, ensuring clients understand coverage for scenarios like cancer or heart attacks.
Buy-to-Let Mortgages
Since 2004, we've supported property investors with buy-to-let mortgages. Our advisers evaluate client portfolios and future goals to recommend suitable lenders. We facilitate applications for new purchases or remortgaging, explaining tax implications and repayment risks associated with investment properties.
Commercial Mortgages
We assist businesses securing premises or investment properties through commercial mortgages. While not providing direct advice, we connect clients with specialist lenders and streamline application processes. Our support includes coordinating with third-party experts to meet business financing objectives efficiently.
Questions
What mortgage services does Swift Mortgages offer?
We provide residential mortgages, remortgages, buy-to-let mortgages, and commercial mortgages, alongside debt consolidation and equity release solutions.
Are mortgage advice fees refundable?
Fees up to £500 are non-refundable as they cover our advisory services, though typical charges are £249 per transaction.
Do you offer insurance products?
Yes, we advise on life insurance, critical illness cover, and income protection policies from multiple insurers.
How do you support clients during the mortgage process?
We complete paperwork, liaise with lenders and legal professionals, and provide automatic mortgage reviews throughout the loan term.
Are commercial mortgages regulated?
Commercial mortgages are generally not regulated by the Financial Conduct Authority, requiring independent financial advice.
What areas do you serve?
We operate across the UK, with physical offices in Portsmouth, Southampton, and Dorset regions.
