Business Details
35 Years
experience
Your Trusted Financial Advisers in Andover
Templegate Financial Planning has been providing independent financial advice to individuals and corporate clients since 1991. Our expertise spans working professionals, retirees, and those in retirement, with a focus on pensions, investments, and long-term financial security. We serve clients across Hampshire, Wiltshire, Berkshire, and Surrey, offering tailored solutions that evolve with changing life circumstances. Our team combines decades of experience with a commitment to transparency, as evidenced by our published fee structure and client-centric approach.We prioritise clear communication, helping clients navigate complex financial decisions through services including mortgage advice, equity release, and estate planning. Our track record of client retention demonstrates our ability to build lasting trust, supported by ongoing reviews to ensure strategies align with evolving goals. Recognised by the Financial Conduct Authority, we maintain rigorous professional standards while delivering personalised service that adapts to both market changes and individual needs.
Services
Pension Planning
Mortgage Advice
Equity Release
Estate Planning
Investment Management
Details
- Year established: 1991
Highlights and features
- Advising clients since 1991 with proven expertise in retirement planning
- Transparent fee structure published openly on our website
- Personalised service tailored to working professionals and retirees
- Comprehensive approach covering pensions, investments, and estate planning
- FCA-authorised with rigorous compliance and ethical standards
Associations and certifications
- Financial Conduct Authority
What people say
Invaluable mortgage advice
Trustworthy and patient
Excellent pension guidance
Transparent fee structure
Proactive investment management
Services
Pension Planning
We provide comprehensive pension planning services tailored to individual needs at every career stage. Our FCA-regulated advisers help clients consolidate pensions, optimise contributions, and navigate retirement options. With expertise in drawdown accounts and annuity purchases, we ensure clients maximise their retirement income while minimising tax liabilities. Our approach combines risk assessment with long-term forecasting to create sustainable income strategies.
Mortgage Advice
Our mortgage advisory service covers first-time purchases, remortgaging, and buy-to-let investments. We assess clients' financial situations to recommend suitable mortgage products with competitive rates. The service includes affordability assessments, interest rate comparisons, and guidance through the application process. We maintain relationships with multiple lenders to secure optimal terms while explaining all associated risks and commitments.
Estate Planning
We help clients structure their assets to minimise inheritance tax while ensuring their wishes are fulfilled. Services include will creation guidance, trust establishment, and lifetime gifting strategies. Our advisers consider both immediate and long-term implications of estate planning decisions, balancing family needs with tax efficiency. We also coordinate with legal professionals to ensure proper documentation.
Investment Management
Our investment management service creates diversified portfolios aligned with clients' risk tolerance and financial goals. We offer ongoing portfolio reviews, performance analysis, and rebalancing services. The approach combines market research with personal circumstances to optimise returns across different asset classes. We explain investment strategies in plain English while maintaining transparency about associated risks.
Equity Release
We provide regulated equity release advice for homeowners seeking to access property wealth without relocating. The service covers lifetime mortgages and home reversion plans, with clear explanations of interest rates and inheritance implications. We assess clients' financial situations to determine suitability, ensuring they understand long-term consequences while exploring alternative options where appropriate.
People
Mark Bastable
Financial Adviser
Mark Bastable has provided financial advice since 1991, specialising in pensions, investments, and retirement planning. He holds FCA-approved qualifications and maintains ongoing professional development to stay current with regulatory changes. Clients praise his ability to explain complex financial concepts clearly while delivering tailored solutions that adapt to changing circumstances.
Questions
What financial services do you specialise in?
We specialise in pensions, investments, mortgage advice, equity release, and estate planning for clients at all life stages.
How are your fees structured?
We publish transparent fees on our website, with charges based on the complexity of advice and ongoing service requirements.
Do you work with clients outside Hampshire?
While based in Andover, we serve clients across Wiltshire, Berkshire, Surrey, and nationwide through virtual consultations.
How often should I review my financial plan?
We recommend annual reviews, with additional check-ins for major life events or significant market changes.
Are you regulated by the Financial Conduct Authority?
Yes, we are FCA-authorised and maintain strict compliance with regulatory standards.
Can you help with inheritance tax planning?
Yes, we provide strategies to reduce inheritance tax liabilities through structured estate planning solutions.
