Business Details
15 Years
experience
Trusted Financial Advisers in Lincoln | Andy Wilson Financial Services
Andy Wilson Financial Services is a specialist financial advisory firm based in Lincoln, Lincolnshire, with over four decades of combined expertise. Founded by Andy Wilson, a seasoned financial adviser with 44 years of industry experience, the company provides tailored equity release solutions, mortgage arrangements, and protection services. Our team includes Robert Drury, a mortgage specialist with a background in major banks, and Steve Taylor, a veteran mortgage adviser with over 40 years of combined experience. Tina Wilson, co-director, oversees administrative and financial operations, ensuring seamless client support.We prioritize ethical, client-centric advice, offering free initial consultations and home visits for equity release clients. Recognized with multiple industry awards, including accolades from Mortgage Strategy and Moneyfacts, we combine deep local knowledge with national expertise. Our services are regulated by the Financial Conduct Authority, ensuring compliance with the highest standards. We maintain offices in Lincoln and Skellingthorpe, with advisers available nationwide via virtual meetings. Client feedback consistently highlights our professionalism, transparency, and ability to simplify complex financial decisions.
Services
Equity Release
Lifetime Mortgages
Mortgages
Life Insurance
Income Protection
Buy to Let
Remortgages
Protection Plans
First Time Buyers
Retirement Mortgages
Details
- Year established: 2011
Highlights and features
- We have 44 years of experience in financial advisory services.
- Our team includes award-winning advisers recognized by Mortgage Strategy and Moneyfacts.
- We offer free initial consultations with no obligation to proceed.
- We provide home visits for equity release clients nationwide.
- We are regulated by the Financial Conduct Authority (FCA).
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Professional service
Excellent communication
Stress-free process
Expert advice
Timely support
Services
Equity Release
Equity release allows homeowners over 55 to access funds tied to their property. We offer lifetime mortgages with no monthly repayments, ensuring you retain home ownership. Our FCA-regulated advice includes risk assessments and personalized plans to meet retirement needs. Clients benefit from nationwide home visits and transparent fee structures.
Lifetime Mortgages
Lifetime mortgages provide tax-free lump sums or regular payments while retaining property ownership. We offer flexible interest payment options and drawdown reserves. Our advisers ensure compliance with Equity Release Council standards, guaranteeing no repossession risks. Ideal for supplementing retirement income or home improvements.
Mortgages
We arrange residential and buy-to-let mortgages for first-time buyers, home movers, and investors. Our FCA-regulated advisers access thousands of schemes, including competitive remortgage deals. Services cover affordability assessments, application support, and post-completion aftercare for properties across the UK.
Life Insurance
Our life insurance solutions protect dependants against financial loss from death or critical illness. Policies include term life cover, whole-of-life plans, and critical illness add-ons. We tailor coverage amounts to mortgage balances, family needs, and inheritance goals, ensuring financial security for loved ones.
Income Protection
Income protection provides regular payments if you're unable to work due to illness, disability, or redundancy. We offer short-term and long-term policies with flexible deferment periods. Coverage supports mortgage payments, daily expenses, and family needs during financial crises, with options for self-employed individuals.
People
Andy Wilson
Director
Andy Wilson, founder with 44 years of financial advisory experience, specializes in equity release and retirement planning. A regular contributor to national financial press, he has won multiple industry awards for advisory excellence.
Robert Drury
Mortgage Adviser
Robert Drury brings extensive banking experience from NatWest, Santander, and Britannia Building Society. He specializes in first-time buyer mortgages and buy-to-let financing, known for his client-focused approach and market expertise.
Steve Taylor
Mortgage Specialist
Steve Taylor, with 25 years at Halifax Bank and 17 years as an independent adviser, focuses on affordable home ownership solutions. His expertise spans mortgage applications, lender negotiations, and client relationship management.
Tina Wilson
Co-Director
Tina Wilson manages financial operations and client communications with 38 years of financial services experience. She oversees administrative processes, lender coordination, and client progress tracking, ensuring operational efficiency.
Questions
What is equity release and how does it work?
Equity release allows homeowners over 55 to access funds tied to their property through lifetime mortgages or home reversion plans, without monthly repayments.
What types of mortgages do you offer?
We arrange all mortgage types including first-time buyer, buy-to-let, remortgages, and retirement interest-only mortgages tailored to individual circumstances.
Are your services regulated?
Yes, we are an appointed representative of HL Partnership Limited, authorised and regulated by the Financial Conduct Authority (FCA).
Do you charge fees for initial consultations?
No, all initial meetings are free with no obligation to proceed further.
