Business Details
Trusted Mortgage Brokers in Grimsby
Established in Grimsby, we are a trusted mortgage brokerage firm serving clients across Grimsby, Cleethorpes, and surrounding areas. With over two decades of combined experience in financial services, our team of fully qualified mortgage advisers holds the Certificate in Mortgage Advice and Practice (CeMAP), ensuring expert guidance through complex mortgage markets. We work closely with more than 50 lenders, including major institutions like Santander and Nationwide, while maintaining the personal touch that has driven our growth through client recommendations. Our service extends beyond standard offerings, providing face-to-face consultations in clients' homes or offices, evening and weekend appointments, and comprehensive support throughout the mortgage process.We specialise in tailoring solutions for first-time buyers, remortgaging, buy-to-let investments, and complex cases involving adverse credit histories. Our commitment to transparency includes clear fee structures, with typical charges of 99 - 150 upon application and 300 upon mortgage completion. As an Appointed Representative of The Right Mortgage Ltd, authorised and regulated by the Financial Conduct Authority, we maintain the highest professional standards while delivering jargon-free, client-focused advice.
Services
Mortgage Advice
First Time Buyer Mortgages
Remortgages
Buy to Let Mortgages
Let to Buy Mortgages
Mortgage Calculations
Life Insurance
Critical Illness Cover
Income Protection
Landlords Insurance
Highlights and features
- We have over 20 years of experience in financial services
- Our team holds the Certificate in Mortgage Advice and Practice (CeMAP)
- We work with 50+ mortgage lenders including major banks
- We offer home visits with evening and weekend appointments
- We are regulated by the Financial Conduct Authority
Services
Mortgage Advice
Our CeMAP-qualified advisers provide tailored mortgage guidance across 50+ lenders. We specialise in first-time buyer mortgages, remortgaging, and buy-to-let financing. Our service includes comprehensive support through every stage of the mortgage process.
Buy to Let Mortgages
We offer specialist buy-to-let mortgage solutions with access to exclusive lenders. Our advisers help property investors navigate tax implications, rental yield calculations, and portfolio management strategies while securing competitive financing options.
Remortgages
We help homeowners secure better mortgage terms through remortgaging. Our service includes equity release options, interest rate comparisons, and penalty calculations for existing mortgage arrangements.
Life Insurance
We provide independent life insurance quotations from specialist providers. Our service includes term life, whole-of-life, and family income benefit policies tailored to individual financial protection needs.
Critical Illness Cover
We offer comprehensive critical illness insurance policies covering major conditions. Our advisers help clients understand policy terms, exclusions, and benefit triggers to ensure appropriate financial protection.
People
Alan Young
Managing Director / Mortgage & Insurance Broker
With over 20 years in financial services, Alan established Personal Touch Mortgages after roles at Co-operative Insurance and Alliance & Leicester. He specialises in mortgage and insurance solutions, prioritising client needs with local market knowledge.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgages, buy-to-let, let-to-buy, and specialist mortgages for adverse credit cases through 50+ lenders.
Are your mortgage advisers qualified?
All our advisers hold the Certificate in Mortgage Advice and Practice (CeMAP) and are regulated by the Financial Conduct Authority.
Do you charge fees for mortgage advice?
Yes, typical fees are £99–150 upon application and £300 upon mortgage completion, with no obligation initial consultations available.
Can you help with insurance products?
We offer life insurance, critical illness cover, income protection, and landlord insurance from specialist providers not available through price comparison sites.
What areas do you cover?
We primarily serve Grimsby and Cleethorpes, with capacity to assist clients further afield through home visits or remote consultations.
