Business Details
Your Trusted Financial Partner in Marlow
R B S Associates has built a reputation for delivering tailored financial advice rooted in decades of collective experience. Our team prioritises understanding clients' unique circumstances to provide holistic solutions across pensions, investments, mortgages, and protection. We maintain long-term relationships by ensuring transparency in our processes and costs, while our partnership with Davidson Deem Ltd enhances our mortgage advisory capabilities.With over 50 years of combined expertise in the mortgage market and a 9-strong team, we combine regulatory compliance with personalised service. Our commitment to client education ensures clients fully comprehend recommended strategies and their implications.
Services
Wealth Management
Business Insurance
Equity Release
Financial Planning
Health Insurance
Life Assurance
Mortgages
Pensions
Taxation Advice
Investment Advice
Highlights and features
- We provide tailored financial solutions based on 50+ years combined mortgage market experience
- Our holistic approach considers your complete financial picture across all life stages
- We maintain transparent fee structures with no hidden costs
- Our partnership with Davidson Deem Ltd ensures specialist mortgage administration
- We prioritise client education to ensure full understanding of financial strategies
Associations and certifications
- Financial Conduct Authority
What people say
Expert mortgage advice
Professional team
Excellent communication
Thorough explanations
Reliable service
Services
Wealth Management
Our wealth management service helps clients preserve assets against taxation, inflation, and investment risks. We develop long-term strategies to protect your financial legacy while minimising tax liabilities. Our approach combines risk assessment with tailored solutions for individuals with significant assets.
Mortgage Advice
Through our partnership with Davidson Deem Ltd, we offer comprehensive mortgage advice. Our experts guide clients through the entire mortgage journey while maintaining regulatory compliance. The service includes access to competitive rates and specialist mortgage products.
Pension Planning
We help clients create secure retirement incomes through comprehensive pension planning. Our service covers state pensions, workplace schemes, and personal pension arrangements. We regularly review plans to ensure they meet evolving needs and market conditions.
Equity Release
This service enables homeowners over 55 to access property equity without monthly repayments. We explain lifetime mortgages and home reversion plans while highlighting implications for estate planning and benefit entitlements.
Tax Planning
Our tax planning service helps clients understand income tax, capital gains tax, and inheritance tax implications. We provide strategies to utilise available reliefs while ensuring compliance with changing tax regulations and personal circumstances.
People
Paul Belcher
Partner / Financial Consultant
Specialises in pensions and investments with extensive experience in wealth preservation strategies. Provides expert guidance on asset protection and retirement planning solutions.
Mark Spurling
Partner / Financial Consultant
Mortgage and protection specialist with deep market knowledge. Manages client mortgage journeys while overseeing partnership operations with Davidson Deem Ltd.
Brian
Director
Over 25 years mortgage market experience. Leads mortgage advisory services with focus on client satisfaction and regulatory compliance.
Peter
Director
Mortgage industry veteran with 25+ years experience. Oversees service delivery and team management to maintain high client service standards.
Questions
What financial services do you specialise in?
We specialise in pensions, wealth management, mortgage advice, equity release, and tax planning solutions for individuals and businesses.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (reference 457658).
How do you charge for your services?
We maintain transparent fee structures with no hidden costs. Specific charges depend on the complexity of your financial needs.
Do you offer mortgage advice?
Yes, through our partnership with Davidson Deem Ltd, we provide comprehensive mortgage advisory services.
What areas do you cover?
Based in Marlow, Buckinghamshire, we serve clients across the UK with particular focus on local communities.
