Business Details
22 Years
experience
Expert Mortgage Brokers in Thame & High Wycombe
Established in 2004, we are a dedicated mortgage and protection brokerage with a strong High Street presence in Thame. Our team of CeMAP-qualified mortgage advisers specialise in providing unbiased, tailored advice to meet individual client needs. With extensive experience in banking and mortgage broking, we prioritise client relationships and have built a reputation for excellence through referrals from satisfied customers. Our approach combines expert knowledge with a friendly, client-centric service, ensuring we find the best mortgage solutions from over 50 lenders. We guide clients through every step of the process, from initial consultation to mortgage approval, while offering specialist support for complex cases.Our commitment to transparency and professionalism is reflected in our regulatory compliance and membership of PRIMIS Mortgage Network. We provide flexible communication options, including face-to-face, phone, and online appointments, to accommodate client preferences. Our team's expertise extends to mortgage protection advice, including life cover and income protection, ensuring comprehensive financial security solutions. Years of experience have equipped us to handle unique circumstances, offering innovative solutions where traditional lenders may decline applications.
Services
First Time Buyer Mortgages
Remortgage Advice
Buy to Let Mortgages
Self-Employed Mortgages
Mortgage Protection
Life Insurance Advice
House Insurance Advice
Large Mortgage Loans
Details
- Year established: 2004
Highlights and features
- We offer unbiased advice from over 50 mortgage lenders
- Our CeMAP-qualified team has 20+ years of combined experience
- We specialise in complex cases and adverse credit situations
- We handle all paperwork and liaise directly with lenders
- We provide mortgage protection advice tailored to individual needs
Associations and certifications
- Financial Conduct Authority
What people say
Friendly and knowledgeable team
Pleasantly surprised with results
Expertise in complex cases
Transparent service approach
Smooth mortgage process
Services
First Time Buyer Mortgages
Specialist mortgage solutions for first-time buyers, including market knowledge and lender selection. We identify lenders most favourable to first-time applicants and guide clients through the entire process. Our service includes mortgage in principle, application submission, and liaison with solicitors and estate agents.
Remortgage Advice
Personalised remortgaging strategies to secure better rates or release equity. We assess current mortgage arrangements and market options to optimise financial positions. Our service includes fee calculations, lender negotiations, and seamless transition support.
Buy to Let Mortgages
Tailored financing solutions for property investors, including portfolio management and tax-efficient structures. We connect clients with specialist lenders offering competitive buy-to-let rates. Our advice considers rental income requirements and long-term investment goals.
Mortgage Protection
Comprehensive protection plans including life cover, critical illness, and income protection. We design policies to safeguard mortgage payments against unforeseen circumstances. Our advice ensures financial security for clients and their families during the mortgage term.
Complex Case Mortgages
Solutions for non-standard financial situations including self-employment, adverse credit, or unique income structures. We identify lenders with flexible criteria and prepare applications to highlight financial strengths. Our expertise secures mortgages where traditional lenders may decline applications.
People
Ivona Lord
Founder
Established the company in 2004 after banking and mortgage broking career. Committed to unbiased service and client-focused advice. Emphasises team approach and quality service that generates referrals from satisfied clients.
Sarah Lister
Mortgage Adviser
Joined in 2006 with estate agency background. Expert in housing market and home buying process. Specialises in helping clients navigate mortgage challenges and overcome previous lender rejections.
Eilish Crowther
Mortgage Broker
Qualified broker since 2017 with expertise in mortgage and protection needs. Focuses on client education and demystifying mortgage jargon. Committed to making the house buying journey accessible and stress-free.
Deborah Selfridge
Office Administration
Joined in 2024 to support mortgage process administration. Ensures efficient client communication and documentation management. Prioritises transparency and smooth client journey through effective back-office support.
Questions
Do you charge a fee for mortgage advice?
Initial consultation is free with no obligation. A £299 fee applies only upon mortgage application submission. No fees are charged for life insurance cover sourcing.
Can mortgage brokers get better rates than direct lenders?
Brokers access exclusive deals unavailable to the public, potentially saving money. We compare over 50 lenders to find optimal rates tailored to individual circumstances.
How do you handle complex or unusual mortgage applications?
We specialise in non-standard cases including adverse credit and self-employment. Our experience with flexible lenders enables solutions where traditional banks have declined applications.
Do you offer mortgage protection services?
Yes, we provide tailored mortgage life cover, critical illness cover, and income protection. These products ensure financial security for your home and family against unforeseen circumstances.
Can I complete the mortgage process remotely?
Yes, we offer full online, phone, or video consultation services. Face-to-face appointments remain available in Thame and High Wycombe for those preferring in-person meetings.
