Business Details
Trusted Financial Advisers in Holcombe, Somerset
Heritage & Co & Co is a family-run financial practice with over three decades of experience in delivering tailored financial solutions. Established in the 1990s, our team combines deep industry expertise with a commitment to personal service, specialising in investment planning, retirement strategies, and corporate financial advice. As a Partner Practice of St. James's Place, we leverage extensive resources while maintaining a client-centric approach.Our directors, John and Nathan Steele, bring decades of combined experience, with John holding Chartered Financial Planner status and Nathan recognised as a top-rated adviser. We serve clients across Somerset, Bristol, and Bath, offering holistic wealth management rooted in trust and transparency.
Services
Investment planning
Retirement planning
Protection planning
Corporate services
Mortgages
Intergenerational wealth management
Highlights and features
- Over 30 years of experience in financial planning
- Chartered expertise in inheritance tax and retirement strategies
- Award-winning advisers with industry recognition
- Personalised service backed by St. James's Place resources
- Specialist support for business owners and succession planning
Associations and certifications
- St. James's Place Wealth Management
- Chartered Financial Planner
- Fellow of the Personal Finance Society
- VouchedFor Top-Rated Adviser
Services
Investment planning
Our investment planning services help clients grow wealth while mitigating inflation risks. We create customised portfolios aligned with individual risk profiles and long-term goals. With access to St. James's Place's market-leading funds, we deliver strategic asset allocation and ongoing portfolio management.
Retirement planning
We specialise in comprehensive retirement planning, ensuring financial security during your post-work years. Our advisers help optimise pension contributions, navigate tax-efficient withdrawals, and structure sustainable income streams. We consider property assets, inheritance goals, and healthcare provisions in retirement strategies.
Corporate services
Our corporate financial services protect and enhance business assets through tailored solutions. We advise on employee pension schemes, key person insurance, and succession planning. For business owners, we develop tax-efficient exit strategies and intergenerational wealth transfer frameworks.
Mortgages
We provide mortgage advice for first-time buyers, home movers, and property investors. Our services include competitive rate comparisons, remortgaging strategies, and specialist financing solutions. We ensure clients secure mortgage products aligned with their broader financial objectives.
Protection planning
Our protection planning safeguards clients against financial risks through tailored insurance solutions. We assess life cover, critical illness, and income protection needs, ensuring families and businesses remain financially secure during unexpected events.
People
John Steele
Co-Director
Chartered Financial Planner with over 30 years' experience, specialising in inheritance tax and retirement planning. Fellow of the Personal Finance Society, committed to delivering client-focused wealth management solutions.
Nathan Steele
Co-Director
Award-winning Financial Adviser, VouchedFor Top-Rated Adviser 2024-2025 and St. James's Place Adviser of the Year (Bristol). Specialises in business succession planning and wealth preservation strategies.
Questions
What areas do you serve?
We primarily serve clients in Holcombe, Somerset, Bristol, and Bath, with nationwide advisory services available through virtual consultations.
What financial services do you offer?
We provide investment planning, retirement strategies, corporate financial advice, mortgage guidance, protection planning, and intergenerational wealth management solutions.
Are you regulated by the FCA?
Yes, as a Partner Practice of St. James's Place Wealth Management, we operate under FCA authorisation and regulation for wealth management products and services.
How do you charge for your services?
Our fee structure varies by service type, with transparent pricing discussed during initial consultations. We provide detailed cost breakdowns before commencing any advisory work.
Can you help with business financial planning?
Yes, we specialise in corporate financial services including key person insurance, employee pension schemes, and succession planning for business owners.
