Business Details
35 Years
experience
Chartered Financial Planners in Thornbury
Established in 1991, we are Chartered Independent Financial Planners dedicated to helping clients achieve their life goals through purpose-driven financial strategies. Based in Thornbury near Bristol, our team has served individuals and businesses across the South West and nationwide for over three decades. As both Chartered and Independent advisors, we combine industry gold-standard expertise with unrestricted market access to deliver bespoke solutions tailored to our clients' unique circumstances. Our approach prioritises transparency, with fair and clear fee structures demonstrated through our annual Fair Value Statement. With accolades including Citywires' Top 100 Advice Firms recognition, we specialise in serving business owners, senior executives and those approaching retirement.Our client-centric philosophy extends beyond financial advice - we actively support local communities through charity partnerships and youth employment initiatives. Each of our Chartered Financial Planners maintains a limited client base to ensure exceptional service quality, evidenced by our 9/10 client satisfaction rating and 100% recommendation rate. Recognised for our ability to explain complex financial matters clearly, we've helped clients navigate major life transitions including retirement planning, business succession, property purchases and inheritance tax mitigation.
Services
Financial Planning
Retirement Planning
Mortgage Advice
Tax Planning
Investment Management
Inheritance Tax Planning
Business Succession
Equity Release
Company Profit Extraction
Commercial Property Purchase
Details
- Year established: 1991
Highlights and features
- We are Chartered and Independent Financial Planners
- We offer fair and transparent fees
- We are authorised and regulated by the Financial Conduct Authority (FCA)
- We specialise in working with business owners, senior executives, and those approaching retirement
- We have a personal approach with a 9/10 client satisfaction rating
Associations and certifications
- Financial Conduct Authority (FCA)
- Chartered Institute for Securities & Investment (CISI)
What people say
Integrity
Caring attitude
Excellent service
Flexible service
Successful investment portfolio
Services
Financial Planning
Our comprehensive financial planning service creates tailored strategies to achieve life goals through effective money management. With Chartered expertise, we help clients maximise their financial potential while maintaining FCA-regulated standards. We focus on creating long-term value through holistic assessments of personal circumstances and market opportunities.
Retirement Planning
Specialised retirement planning addresses unique client circumstances, ensuring financial security during later life. We create tax-efficient strategies that balance current needs with future aspirations. Our approach incorporates market analysis, risk management, and regular portfolio reviews to maintain optimal investment performance.
Inheritance Tax Planning
Our tax-efficient inheritance planning preserves wealth across generations while maintaining financial flexibility. Through structured strategies, we help clients navigate complex tax regulations while protecting family interests. Solutions incorporate market-available instruments and regulatory-compliant structures.
Business Succession
We connect personal and business objectives to create sustainable succession strategies for business owners. Our approach considers corporate structure, tax implications, and personal financial goals. We implement market-tested solutions while maintaining regulatory compliance and commercial viability.
Investment Management
Professional investment management services optimise portfolio performance against defined objectives. We combine market analysis with risk assessment to create balanced investment strategies. Regular reviews ensure alignment with changing circumstances and market conditions, maintaining client-focused outcomes.
People
James Marchant
Director & Financial Planner
With over 20 years' experience in financial services, James specialises in creating tailored solutions for business owners and senior executives, bringing technical expertise and a personal approach to client relationships.
Mark Hibbitt
Director & Chartered Financial Planner
Mark combines Chartered status with practical experience to deliver strategic financial advice, focusing on helping clients achieve their goals through tax-efficient, market-aware solutions.
Heidi Dann
Practice Manager
Heidi manages client relationships with over a decade of financial services experience, ensuring smooth operations and maintaining the firm's commitment to personal, responsive service standards.
Lucinda Gilbert
Senior Client Administrator
Lucinda supports the advisory team with extensive administrative experience, maintaining attention to detail while building strong relationships with clients through clear communication and proactive support.
Questions
What does 'Chartered Financial Planner' mean?
Chartered status represents the financial planning profession's highest standard, requiring rigorous qualifications and ethical practice. As a Chartered firm, we maintain the industry's highest technical and professional standards.
How are your fees structured?
We use fair, transparent fee structures with no hidden charges. Fees vary by service complexity but we provide clear cost breakdowns before starting any work, included in our annual Fair Value Statement.
Do you work with clients outside the South West?
While based in Thornbury, we work with clients nationwide through remote consultations, maintaining the same high service standards regardless of location, supported by secure digital communication tools.
What services do you offer business owners?
We specialise in connecting personal and business finances for owners, offering strategies for profit extraction, succession planning, and tax efficiency while addressing both corporate and personal financial objectives.
Can you provide a second opinion service?
Yes, our fixed-fee second opinion service reviews existing investments and financial arrangements, providing professional assessment and recommendations to help clients make informed decisions about their financial strategies.
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