Business Details
Expert Mortgage Advisers in Leicester
Meridian Mortgages has been providing expert mortgage advice in Leicester and surrounding areas for over 25 years. Our team specialises in new build mortgages and offers access to a comprehensive range of UK mortgage products, including exclusive deals tailored to individual circumstances. With a focus on simplifying the home-buying process, we combine extensive industry knowledge with digital tools like our Home Buying App to guide customers through affordability assessments, savings planning, and mortgage selection.Our advisers are committed to delivering transparent, client-centric solutions while maintaining compliance with Financial Conduct Authority regulations. We prioritise long-term relationships by offering ongoing support for remortgaging, protection coverage, and financial risk assessments.
Services
Mortgage Advice
New Build Mortgages
Remortgaging
Protection Coverage
Financial Risk Assessment
Highlights and features
- 25+ years of local mortgage advisory experience
- Access to exclusive UK mortgage deals
- FCA-regulated and transparent fee structure
- Digital tools for affordability and savings planning
- Specialist new build mortgage expertise
Associations and certifications
- Financial Conduct Authority
- Mortgage Advice Bureau Limited
Services
Mortgage Advice
Our FCA-regulated mortgage advisers provide tailored guidance to help clients find suitable mortgage products. We assess individual financial circumstances, income, and outgoings to determine affordability and recommend options aligned with long-term goals. With access to exclusive deals and a comprehensive range of UK mortgage products, we simplify the application process while maintaining transparent fee structures.
New Build Mortgages
Specialist advice for new build property purchases, including understanding developer incentives and navigating unique mortgage requirements. We explain advantages and disadvantages of new build mortgages and guide clients through available government schemes. Our expertise ensures competitive rates for both first-time buyers and existing homeowners upgrading to new properties.
Remortgaging
We help clients review existing mortgage arrangements to identify potential savings or improved terms. Our process includes assessing exit fees, comparing current market rates, and preparing necessary documentation. By understanding individual circumstances, we recommend optimal timing for remortgaging to maximise financial benefits while minimising disruption.
Protection Coverage
Our protection advisers review life, critical illness, and income protection needs to ensure financial security against unforeseen circumstances. We explain policy options, help clients understand existing coverage limitations, and recommend appropriate levels of protection. Services include mortgage payment safeguards during illness and family financial security planning.
Financial Risk Assessment
We conduct comprehensive financial risk assessments to identify potential vulnerabilities in clients' financial arrangements. This includes evaluating protection coverage adequacy, income security during illness, and long-term financial planning. Our digital tools and expert analysis help clients understand risks and implement appropriate mitigation strategies.
Questions
How do I start the mortgage application process?
Begin by using our online affordability calculator to estimate borrowing capacity. Then request a callback from our advisers to discuss suitable mortgage options and required documentation.
What fees apply to mortgage advice?
Our fees range up to 1% of the loan value, with a typical fee of £99. We provide full transparency about costs during your initial consultation.
Can you help with new build property mortgages?
Yes, we specialise in new build mortgages and have access to exclusive deals. Our advisers explain developer incentives and help navigate specific mortgage requirements for new properties.
Do you offer digital mortgage tools?
Yes, our Home Buying App provides affordability assessments, savings planning, and mortgage tracking features to support your home-buying journey.
How does remortgaging work?
We review your current mortgage terms, assess market rates, and identify potential savings. Our advisers explain exit fees, new deal benefits, and optimal timing for switching mortgages.
What protection services do you offer?
We provide life protection, critical illness cover, and income protection advice to safeguard against financial risks. Our advisers review existing coverage and recommend appropriate enhancements.
