Business Details
Trusted Mortgage Brokers in Leicester
Heritage Estates is a mortgage brokerage firm based in Oadby, Leicester, dedicated to providing tailored mortgage solutions for residential and buy-to-let properties. With over 15 years of experience in financial services, our team specialises in guiding clients through the complexities of mortgage applications, remortgaging, and insurance protection. Our CeMAP-trained adviser leverages extensive market knowledge to identify lenders aligned with clients' unique financial circumstances, ensuring optimal outcomes. We prioritise transparency, offering free no-obligation consultations to discuss affordability, borrowing options, and lifetime mortgage costs.Our commitment to saving clients time and money is underpinned by a personalised approach, regulatory compliance through FCA authorisation, and a focus on building long-term client relationships. We serve first-time buyers, self-employed individuals, company directors, and those with credit impairments, offering access to a wide range of lenders and products. Our services extend to mortgage protection insurance, including life cover and income protection, ensuring comprehensive financial security for our clients.
Services
Residential Mortgages
Buy-To-Let Mortgages
First Time Buyers
Remortgages
Self-Employed Mortgages
Company Directors Mortgages
Insurance Protection
Debt Consolidation
Credit Impaired Mortgages
Foreign National Mortgages
Highlights and features
- We have over 15 years of experience in mortgage advisory services.
- Our team includes CeMAP-trained professionals with market expertise.
- We prioritise saving clients time and unnecessary application costs.
- We offer free no-obligation consultations for personalised advice.
- We are FCA-authorised, ensuring regulatory compliance and client trust.
Associations and certifications
- Financial Conduct Authority
Services
Residential Mortgages
We specialise in residential mortgages tailored to individual financial circumstances. Our CeMAP-trained advisers help clients navigate lender criteria, ensuring competitive rates and suitable terms. Services include affordability assessments, lender matching, and application support for first-time buyers and existing homeowners.
Buy-To-Let Mortgages
Our buy-to-let mortgages cater to property investors seeking rental income. We connect clients with lenders offering competitive rates for landlords, including portfolio financing and tax-efficient structures. Services include market analysis, cashflow planning, and regulatory compliance guidance for UK-based investors.
Remortgages
We assist homeowners in remortgaging to secure better rates or release equity. Our process includes market comparisons, penalty calculations, and application management. Clients benefit from tailored advice to reduce monthly payments or fund home improvements without unnecessary lender applications.
Insurance Protection
Our insurance services include life cover, critical illness, and income protection policies. These products safeguard clients against financial risks, ensuring mortgage payments are covered during unforeseen circumstances. We offer customised solutions aligned with individual and family needs.
Self-Employed Mortgages
We provide mortgages for self-employed individuals and company directors with complex income structures. Our advisers work with lenders accepting 1-year accounts, unusual income streams, or foreign nationals. Services include documentation preparation and lender selection to maximise approval chances.
People
Julia Towarianskyj
Mortgage & Insurance Adviser
With 15+ years in financial services, Julia specialises in residential and buy-to-let mortgages. A CeMAP-trained professional, she tailors solutions for first-time buyers, investors, and those with credit challenges while offering mortgage protection insurance.
Questions
What mortgage types do you offer?
We provide residential, buy-to-let, remortgage, and self-employed mortgages, along with insurance protection products tailored to individual needs.
How do you help clients save money?
We identify lenders matching your criteria to avoid unnecessary applications and negotiate competitive rates, reducing long-term mortgage costs.
Are your services FCA regulated?
Yes, we operate as an appointed representative of Quilter Mortgage Planning Limited, authorised and regulated by the Financial Conduct Authority.
Can I get a mortgage with impaired credit?
Yes, we work with specialist lenders offering solutions for clients with adverse credit histories or unique financial circumstances.
Do you offer commercial mortgages?
Commercial mortgages are available by referral only. Contact us to discuss your specific requirements with our advisers.
