Business Details
50+ Years
experience
Your Trusted Insurance Partner in Ramsgate, Kent
Pennant Insurance has been serving clients in Ramsgate, Kent since 1969, establishing itself as a trusted local insurance broker. As a family-run business, we combine decades of experience with personalized service, offering tailored insurance solutions for both commercial and personal needs. Our team works closely with clients to understand their unique requirements, leveraging our membership in the Broker Network to access exclusive policies and competitive premiums. With a deep understanding of the insurance industry, we provide expert guidance on business, property, vehicle, and specialist insurance products. Our commitment to transparency and client satisfaction ensures clear communication and comprehensive coverage.Operating from our Queen Street office, we deliver face-to-face support from quotation through to claims resolution. Our Financial Conduct Authority authorization (No. 305442) underscores our adherence to strict regulatory standards. Through continuous market research and policy optimization, we ensure clients receive the most appropriate coverage at the best possible price. Our long-standing reputation in Thanet reflects our dedication to building lasting relationships based on trust and expertise. Whether supporting small businesses or individual policyholders, we prioritize understanding local market needs to deliver relevant insurance solutions.
Services
Business Insurance
Public Liability
Property Owners
Professional Indemnity
Land Liability
Fleet Insurance
Events Insurance
Commercial Vehicle
Motor Trade
Home Insurance
Details
- Year established: 1969
Highlights and features
- We have over 40 years of experience in insurance brokerage.
- Our family-run business combines local knowledge with national networks.
- We offer tailored insurance solutions through exclusive Broker Network access.
- Our team provides face-to-face service from quotation to claims resolution.
- We are authorized and regulated by the Financial Conduct Authority.
Associations and certifications
- Financial Conduct Authority
What people say
Personalized service
Local expertise
Competitive premiums
Expert advice
Tailored solutions
Services
Business Insurance
We provide comprehensive business insurance tailored to specific industry needs, covering shops, restaurants, building firms, and offices. Our policies include buildings, contents, stock, liability, and business interruption protection. With market expertise since 1969, we ensure appropriate coverage for companies of all sizes while maintaining competitive premiums through our Broker Network partnerships.
Public Liability
Our public and employers liability insurance protects businesses from financial risks associated with third-party injuries or property damage. Covering tradespeople and commercial premises, policies include plant hire, goods in transit, and legal expenses. We assess each client's operational risks to ensure appropriate coverage levels for sectors ranging from construction to hospitality.
Property Owners
Specialist insurance for commercial property owners and landlords, including shops, restaurants, and rental properties. Our policies address commercial use requirements that standard household insurance excludes. With access to major insurers, we provide competitively priced coverage for buildings, contents, and business interruption risks while ensuring compliance with commercial property regulations.
Professional Indemnity
Protection for professionals offering advice-based services against claims of negligence or data loss. Covering mortgage advisors, architects, and consultants, our policies include libel, confidentiality breaches, and legal defense costs. We conduct detailed risk assessments to tailor coverage to specific professional activities and regulatory requirements.
Fleet Insurance
Tailored fleet insurance solutions for businesses with three or more vehicles, including mixed-use fleets and private hire operations. Policies allow flexible driver arrangements while maintaining comprehensive protection. We evaluate fleet composition and usage patterns to optimize coverage structures and premium costs through multiple insurer partnerships.
People
Ian
Owner / Manager
With 25 years at Pennant Insurance, Ian manages commercial client relationships and office operations following his father Alan's retirement. A sports enthusiast and motorsport fan, he combines industry knowledge with personal service to ensure client needs are met.
Amanda
Sales, Marketing & New Business
A former apprentice returning after raising her family, Amanda handles social media and new business development. Her baking skills are legendary in the office, though her houseplants face ongoing challenges despite her best efforts.
Naomi
Senior Insurance Advisor
With eight years' experience, Naomi supports both personal and commercial clients after transitioning from hospitality management. A fitness enthusiast and music lover, she brings practical industry insights to insurance solutions for diverse client needs.
Mollie
Trainee / Apprentice
Joining fresh from school in 2023, Mollie handles personal lines insurance while completing her apprenticeship. Her dual talents for driving and hospitality combine with fresh perspectives to support modern insurance service delivery.
Questions
What types of insurance do you offer?
We provide commercial insurance (business, liability, fleet) and personal insurance (home, motor, travel) with specialist options like professional indemnity and event coverage.
How do you tailor insurance policies?
Our brokers conduct detailed risk assessments and use our Broker Network partnerships to create customized policies that match each client's specific business or personal requirements.
Are you regulated by the FCA?
Yes, Pennant Insurance Services holds Financial Conduct Authority authorization (No. 305442), ensuring our services meet strict regulatory standards for client protection.
Do you offer face-to-face service?
We provide in-person support at our Queen Street, Ramsgate office throughout the insurance process from initial quotation to claims resolution.
How do you handle property insurance differently?
Our property owners insurance specifically addresses commercial use requirements that standard household policies exclude, with tailored coverage for rental properties and business premises.
What commercial vehicle coverage options exist?
We offer business van insurance covering work vehicles, tools, and goods in transit, with flexible fleet options for companies with multiple commercial vehicles.
