Business Details
Expert Mortgage Brokers in Newbury
Established with a clear vision to differentiate ourselves in the financial services sector, we have built a reputation as a trusted family-run business specialising in mortgages and protection insurance. Our team of experienced advisors prioritises client interests, combining professional expertise with a commitment to honest, tailored advice. Backed by a comprehensive panel of mortgage lenders and protection providers, we operate as a Key Account partner, ensuring access to competitive products. With decades of collective experience, we pride ourselves on delivering stress-free solutions, from first-time buyer mortgages to complex buy-to-let portfolios. Our dedication to exceptional service is evidenced by our 97% client satisfaction rate and numerous 5-star Feefo reviews.We maintain a fully bespoke approach, offering support through video conferencing, telephone, and face-to-face appointments across the UK. Our services extend beyond mortgages to include life insurance, critical illness cover, and income protection, ensuring holistic financial security for clients. Transparency remains central to our practice, with clear communication about potential risks and fees associated with mortgage products. Recognised for quality and service, we continue to grow through client referrals and repeat business, supporting generations of families with their financial needs.
Services
Mortgage Advice
Protection Insurance
Buy-to-Let Mortgages
Shared Ownership
Self-Employed Mortgages
Highlights and features
- We are a long-established family-run mortgage advisory business
- Our team holds decades of combined experience in financial services
- We provide fully bespoke mortgage and protection solutions
- We maintain transparent fee structures with no hidden charges
- We offer comprehensive support through multiple communication channels
Associations and certifications
- Financial Conduct Authority (FCA)
- Feefo 5-Star Award
What people say
Excellent service
Highly recommended
Professional advisors
Stress-free process
Prompt response times
Services
Mortgage Advice
We provide comprehensive mortgage advisory services covering first-time buyer mortgages, remortgaging, and property moves. Our FCA-regulated advisors help clients navigate various mortgage products while considering their unique financial circumstances. We maintain partnerships with major lenders to secure competitive rates for residential and buy-to-let properties.
Protection Insurance
Our protection insurance services include life insurance, critical illness cover, and income protection policies. We assess individual client needs to recommend appropriate coverage levels that safeguard against unforeseen circumstances. These policies help protect mortgage repayments and family financial security in case of illness, disability, or death.
Buy-to-Let Mortgages
Specialist buy-to-let mortgage solutions for property investors seeking competitive rates and flexible terms. We provide expert guidance on landlord insurance requirements and investment property financing options. Our services cater to both new investors and experienced property portfolio owners across the UK.
Shared Ownership Mortgages
We advise on shared ownership mortgage arrangements that enable buyers to purchase a portion of a property while paying rent on the remaining share. Our specialists help clients understand eligibility criteria and structure sustainable mortgage arrangements through government-backed schemes.
Self-Employed Mortgages
Tailored mortgage solutions for self-employed individuals and business owners with non-standard income structures. We work with specialist lenders who understand variable income patterns and can accommodate complex financial documentation requirements for sole traders and company directors.
People
Alan Hall
Director
With extensive industry experience, Alan oversees strategic operations and maintains key lender relationships. He ensures our advisory standards remain consistently high while mentoring the advisory team to deliver exceptional client service.
Chris Hall
Director
As co-founder, Chris focuses on client relations and financial product analysis. His expertise in mortgage structuring helps clients navigate complex lending criteria while maintaining regulatory compliance.
Emma Hall
Senior Advisor
Emma provides expert mortgage advice specialising in first-time buyer schemes and property investment strategies. Her client-focused approach ensures clear communication throughout the mortgage application process.
Fatima Khan
Protection Specialist
Fatima advises on life insurance and income protection products, helping clients safeguard their financial future. She ensures protection policies align with individual mortgage requirements and family needs.
Ryan Facey
Mortgage Advisor
Ryan assists clients with residential and buy-to-let mortgage applications. His knowledge of specialist mortgage products helps clients find suitable financing solutions across various property markets.
Questions
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, buy-to-let investments, shared ownership schemes, and self-employed mortgage arrangements across the UK.
How much is your mortgage advice fee?
Our fees range up to 1% of the loan amount, with a typical fee of £499 for standard mortgage advice services.
Can you help with protection insurance?
Yes, we provide life insurance, critical illness cover, and income protection policies tailored to your mortgage and family requirements.
Are your services available nationwide?
We offer mortgage advisory services throughout the UK via video conferencing, telephone, and face-to-face appointments in Newbury.
What are your office hours?
Our Newbury office operates Monday-Friday 8:45am-5:15pm and Saturdays 10am-4pm, with appointments available outside these times.
How do you handle client complaints?
We have a formal complaints procedure with written acknowledgment within 5 working days and resolution within 8 weeks as per FCA regulations.
