Business Details
26 Years
experience
Trusted Mortgage Brokers in Edinburgh
Established in 2000, One Branch has built a reputation as a trusted mortgage brokerage serving clients across the UK. Our team of experienced professionals specialises in connecting borrowers with tailored mortgage solutions through our extensive network of lenders. As an FCA-authorised firm (Financial Services Register Number 607257), we prioritise transparency, offering free independent advice without broker fees. Our Edinburgh-based team has successfully facilitated over 3,000 mortgage arrangements, supporting diverse client needs from first-time buyers to landlords. We maintain partnerships with all major UK mortgage providers, ensuring access to competitive rates on products including buy-to-let, shared equity, and self-certified mortgages.Our commitment to client education is demonstrated through online tools like our mortgage calculator and comprehensive application guides. With physical offices in Edinburgh and Glasgow, we combine local expertise with national market knowledge. Our Parent Protected Gifted Deposit scheme and landlord-focused solutions address niche market requirements while maintaining regulatory compliance. Client testimonials consistently highlight our clear communication, efficient processing, and ability to handle complex mortgage scenarios. Through continuous engagement with evolving mortgage products and regulations, we maintain our position as a reliable intermediary in the UK housing market.
Services
First Time Buyer Mortgages
Buy to Let Mortgages
Shared Equity Mortgages
Parent Protected Deposits
Self Employed Mortgages
Remortgage Services
Landlord Gifted Deposits
100% LTV Mortgages
Details
- Year established: 2000
Highlights and features
- 15+ years of mortgage brokering experience in Edinburgh
- FCA-authorised with access to all UK mortgage lenders
- No broker fees for our mortgage services
- Specialist knowledge in complex mortgage scenarios
- Online tools for mortgage calculations and applications
Associations and certifications
- Financial Conduct Authority
What people say
Very good and professional
Completely painless process
Quick to sort everything
Understood best approach
Beat previous mortgage deal
Services
First Time Buyer Mortgages
Tailored mortgage solutions for first-time purchasers navigating the property market. Our Edinburgh team simplifies the process through clear explanations and access to competitive rates. We specialise in helping new buyers understand loan-to-value ratios and government assistance schemes while ensuring compliance with regulatory requirements.
Buy to Let Mortgages
Comprehensive mortgage options for property investors seeking rental income opportunities. We provide access to specialist products with appropriate affordability assessments for landlords. Our expertise includes portfolio management strategies and navigating tax implications for multiple property holdings in the current market environment.
Shared Equity Mortgages
Assistance with government-backed shared equity schemes that reduce deposit requirements for homebuyers. We guide clients through eligibility criteria and application processes for equity loan arrangements. Our service includes explaining repayment structures and future valuation expectations.
Parent Protected Deposits
Specialist mortgage products allowing family financial support without immediate gift transfer. We facilitate arrangements where parental funds secure the mortgage while remaining protected. Our service explains deposit protection mechanisms and lender requirements for these complex transactions.
Self Employed Mortgages
Mortgage solutions tailored for self-employed individuals demonstrating income through business accounts. We work with lenders offering flexible affordability assessments for variable income streams. Our expertise includes preparing appropriate financial documentation to meet underwriting requirements.
Questions
Do you charge any broker fees for mortgage services?
No, we operate on commission from lenders with no additional fees to clients.
Can you help with complex mortgage scenarios?
Yes, our team specialises in handling non-standard applications and unusual circumstances.
What mortgage types do you offer?
We provide access to all UK mortgage products including buy-to-let, shared equity, and self-certified options.
How do I start the mortgage application process?
Begin with our online application form or contact our Edinburgh office for initial guidance.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (607257).
Do you offer online mortgage tools?
Yes, we provide a mortgage calculator and online application system for client convenience.
