Business Details
47 Years
experience
Your Trusted Commercial Mortgage Partner in the UK
Christie Finance is a dynamic commercial finance company with over 45 years of experience in providing tailored financial solutions. Our expertise spans commercial mortgages, corporate debt advisory, and asset finance across sectors including healthcare, hospitality, retail, and real estate. Recognised as the Dental Industry Awards' 2024 Funder of the Year and featured in the Bridging & Commercial Power List 2025, we combine industry-leading knowledge with a client-centric approach. Our national team of consultants delivers bespoke financing for acquisitions, refinancing, and development projects.We prioritise strategic partnerships, offering flexible terms through unsecured loans, bridging finance, and government-backed schemes. With regional hubs across the UK, our local market expertise ensures proximity to clients' operational needs. Our mission is to empower businesses and property investors with accessible, reliable funding solutions. Regulated by the Financial Conduct Authority, we maintain rigorous compliance standards while fostering innovation in financial services. Our accolades reflect our commitment to excellence in meeting diverse financing requirements.
Services
Commercial Mortgages
Care Home Finance
Childcare Mortgages
Dental Practice Mortgages
Hotel Mortgages
Leisure Sector Finance
Pharmacy Mortgages
Pub Finance
Restaurant Mortgages
Retail Mortgages
Details
- Year established: 1979
Highlights and features
- We offer 45+ years of specialist experience in commercial finance
- Our consultants provide sector-specific expertise across 10+ industries
- We deliver bespoke financing solutions through government-backed schemes
- Recognised as Dental Industry Awards' 2024 Funder of the Year
- Regional hubs ensure local market knowledge across the UK
Associations and certifications
- Financial Conduct Authority
Services
Commercial Mortgages
We arrange bespoke commercial mortgages for businesses across healthcare, hospitality, retail, and real estate sectors. Our solutions cater to acquisitions, refinancing, and development projects with flexible terms. With specialist knowledge in niche markets like care homes and dental practices, we secure competitive rates through established lender relationships.
Corporate Debt Advisory
Our experts provide strategic advice on acquisition financing, growth capital, and restructuring solutions. We specialise in tailored debt packages for business expansion, asset purchases, and operational development. The team works collaboratively to align financial strategies with long-term business objectives.
Bridging Finance
We offer flexible bridging loans for urgent property purchases or development projects. Our calculator helps estimate total costs including interest and fees. These short-term solutions provide quick access to funds while securing longer-term financing.
Unsecured Loans
Our unsecured business loans provide rapid funding solutions with approvals possible within 24 hours. These flexible financing options suit businesses needing immediate working capital without asset collateral requirements.
Development Finance
We specialise in financing residential and commercial development projects of all scales. Our solutions cover land acquisition, construction costs, and project completion. The development loan calculator helps estimate total financing requirements including interest and fees.
People
John Mitchell
Managing Director
With extensive leadership experience in commercial finance, John Mitchell oversees strategic direction at Christie Finance. He specialises in developing innovative financial solutions for business growth and property investment across multiple sectors.
Alena Ray
Director
Alena Ray leads finance solutions for North East and North West clients. Her expertise in acquisitions and development financing helps businesses secure tailored funding packages through established industry networks.
David Ward
Senior Director - Corporate Debt Advisory
David Ward specialises in corporate finance strategies for business growth and restructuring. With deep sector knowledge, he delivers expert debt advisory services to clients across the East and West Midlands regions.
Gary Boyce
Director
Gary Boyce provides specialist mortgage solutions to South West clients. His extensive experience in commercial finance enables businesses to access tailored funding for acquisitions, development projects, and operational expansion.
Craig Dickson
Director
Craig Dickson manages finance solutions for Scottish and North West clients. His sector-specific expertise helps businesses secure appropriate funding through complex acquisition and development projects.
Questions
What commercial mortgage sectors do you specialise in?
We specialise in care homes, childcare, dental practices, hotels, leisure facilities, pharmacies, pubs, restaurants, retail, and real estate sectors.
Can first-time business buyers get financing support?
Yes, we support first-time buyers with tailored financing solutions and expert guidance through the acquisition process.
Do you offer government-backed loan schemes?
We facilitate applications for government-backed schemes including the Growth Guarantee Scheme to support business financing needs.
How quickly can I get an unsecured business loan?
Unsecured loans can be approved within 24 hours through our streamlined application process for urgent business funding requirements.
Are your finance brokers regionally based?
Yes, our consultants operate from six regional hubs across the UK, providing local market expertise and proximity to client needs.
What corporate debt solutions do you provide?
We offer acquisition financing, growth capital, restructuring solutions, and development funding tailored to business expansion plans.