Business Details
8 Years
experience
Expert Financial Advisers in Maldon | Hoskin Home Loans
Hoskin Home Loans is an independent finance specialist established by an experienced team with a deep understanding of the secured lending market. We leverage our extensive industry knowledge and relationships with a whole-of-market panel of lenders to provide tailored financial solutions for homeowners, businesses, and property developers. Our services span secured loans, bridging finance, commercial mortgages, and development funding, with a focus on transparency, efficiency, and client-centric service. Operating from our Maldon office, we serve clients across Essex and nationwide, offering competitive loan-to-value ratios and flexible repayment terms.With a commitment to regulatory compliance and customer education, we prioritise sound financial advice and cost-effective solutions. Our team's expertise ensures clients receive informed guidance on complex lending options, including debt consolidation, property acquisitions, and business funding. We cover all stages of the application process, from initial consultation to completion, with no upfront costs for valuation services.
Services
Secured Loans
Bridging Finance
Commercial Finance
Development Finance
Homeowner Loans
Debt Consolidation
Mortgage Advice
Details
- Year established: 2018
Highlights and features
- We offer same-day decision lending services
- Our team has 10+ years' experience in secured finance
- We cover 95%+ LTV residential loans
- We operate under FCA regulatory oversight
- We provide nationwide coverage across 100+ UK towns
Associations and certifications
- Financial Conduct Authority
Services
Secured Loans
We provide secured loans against residential and commercial properties with LTVs up to 95%. Our products cater to clients with varying credit histories, offering terms from 5-30 years and flexible repayment options. No upfront valuation costs apply.
Bridging Finance
Our bridging loans facilitate property acquisitions and cash flow solutions with rapid processing. We specialise in auction purchases and gap financing, working with private investors and institutional lenders to deliver timely funding.
Commercial Finance
We arrange commercial mortgages for SMEs seeking property refinancing or acquisitions. Our solutions cover diverse asset types including retail units, warehouses, and care homes with typical LTVs up to 75%.
Development Finance
We source development funding for residential and commercial projects, including new builds and refurbishments. Our specialist lenders support pre-let developments and investment portfolios with competitive loan structures.
Debt Consolidation
Our consolidation loans help manage multiple debts through single monthly payments. We assist clients in reducing interest costs while maintaining property security, with tailored solutions for complex financial situations.
Questions
What secured loan options exist for poor credit?
We offer loans up to 75% LTV for clients with credit issues, with terms adjusted according to individual circumstances and repayment capacity.
How quickly can bridging loans complete?
Most bridging finance applications complete within 2-3 weeks, with expedited options available for urgent property purchases.
Do you charge upfront fees for mortgage advice?
No upfront valuation fees apply for secured loans. Broker fees are transparently disclosed at application stage.
What commercial property types qualify?
We finance hotels, offices, retail units, industrial properties, and HMOs through specialist commercial lenders.
Can I repay loans early?
Yes, though early repayment charges may apply depending on lender terms and remaining loan balance.
