Business Details
20 Years
experience
Your Trusted Loan Broker in Watford
Established in 2006, Loans Warehouse has built a reputation as a trusted intermediary connecting borrowers with lenders across the UK. Our team of experienced financial professionals specialises in matching clients with tailored loan solutions, including secured, personal, guarantor, bridging, and business loans. Regulated by the Financial Conduct Authority (FCA) since 2015, we maintain rigorous compliance standards while offering transparent advice and competitive rates. With over 30 industry awards in the past five years, including Secured Loan Broker of the Year 2019, our expertise spans loan amounts from 100 to 25 million. We prioritise customer education through comprehensive guides explaining loan mechanics, eligibility criteria, and repayment obligations.Our proprietary comparison system enables clients to view personalised loan offers from leading UK lenders within minutes, supported by a dedicated team available six days a week. We maintain strict ethical standards, clearly disclosing potential risks associated with secured borrowing, including the possibility of repossession. Our technology infrastructure facilitates instant eligibility checks without affecting credit scores, while our customer support team provides ongoing assistance throughout the loan lifecycle.
Services
Secured Loans
Personal Loans
Guarantor Loans
Bridging Loans
Business Loans
Short Term Loans
Details
- Year established: 2006
Highlights and features
- Award-winning service with 30+ industry accolades since 2016
- FCA regulated with strict compliance and transparency standards
- Instant eligibility checks without affecting credit scores
- Personalised loan comparisons from 100 to 25m
- Dedicated support six days a week with 5-star customer service
Associations and certifications
- Financial Conduct Authority
What people say
Professional manner
Excellent advice
Helpful staff
Hassle-free process
Fast decision
Services
Secured Loans
Secured loans provide funding from 5,000 to 2.5 million for homeowners requiring substantial capital. These loans use property equity as collateral, offering competitive rates for purposes like home improvements, debt consolidation, or major purchases. Our platform compares current rates from leading UK lenders to find optimal solutions.
Personal Loans
Personal loans offer flexible borrowing from 1,000 to 50,000 without asset security. Available to applicants with varying credit histories, these loans feature instant eligibility checks that won't impact credit scores. Funds can be used for vehicle purchases, medical expenses, or other personal requirements.
Guarantor Loans
Guarantor loans enable borrowing from 1,000 to 10,000 with a third-party guarantor. Designed for those with limited or poor credit history, these loans require someone to guarantee repayments. Our process ensures clear understanding of obligations for both borrower and guarantor.
Bridging Loans
Bridging loans provide rapid funding from 25,000 to 25 million with terms of 1-24 months. Ideal for property purchases, auction acquisitions, or lease extensions, these loans bridge temporary funding gaps. We facilitate fast decisions for time-sensitive opportunities.
Business Loans
Business loans offer funding from 5,000 to 1 million with flexible terms of 6 months to 10 years. Designed for small businesses needing working capital, equipment purchases, or premises acquisition, these loans feature no early repayment fees.
Questions
What loan types do you offer?
We offer secured loans, personal loans, guarantor loans, bridging loans, business loans, and school fee loans with amounts from £100 to £25 million.
How do I check eligibility?
Our instant eligibility check requires basic personal and financial information without affecting your credit score.
Are there early repayment fees?
No, our business loans have no repayment fees, allowing you to pay back early and reduce total costs.
What are the interest rates?
Rates vary by loan type and personal circumstances, with representative APRs from 45.3% to 1575% for short-term loans.
How quickly can I get a decision?
Many applications receive instant decisions, with bridging loan approvals possible within 24 hours.
Is your service regulated?
Yes, we're authorised and regulated by the Financial Conduct Authority (FCA) under registration number 713110.
